Detailed information about the 100 most recent patent applications.
| Application Number | Title | Filing Date | Disposal Date | Disposition | Time (months) | Office Actions | Restrictions | Interview | Appeal |
|---|---|---|---|---|---|---|---|---|---|
| 18953497 | DIGITAL PLATFORM FOR CONNECTING INSURANCE RELATED TRANSACTIONS | November 2024 | May 2025 | Allow | 6 | 1 | 0 | Yes | No |
| 18942268 | DYNAMIC TRANSACTION CARD PROTECTED BY MULTI-FACTOR AUTHENTICATION | November 2024 | January 2025 | Allow | 2 | 0 | 0 | No | No |
| 18931970 | CHECKOUT DEVICES | October 2024 | February 2025 | Allow | 4 | 1 | 0 | No | No |
| 18824196 | METHOD AND APPARATUS FOR PROVIDING AFTER TAX VALUATION OF TAX-EXEMPT BONDS | September 2024 | March 2025 | Allow | 6 | 1 | 0 | No | No |
| 18802358 | EXCHANGE FOR PHYSICALS | August 2024 | October 2024 | Allow | 2 | 0 | 0 | Yes | No |
| 18719659 | SYSTEM, DEVICE AND METHOD FOR DIGITAL PAYMENT | June 2024 | May 2025 | Allow | 11 | 1 | 0 | No | No |
| 18660937 | MULTI-DIMENSIONAL ORDER MESSAGE INTERFACE | May 2024 | May 2025 | Allow | 13 | 1 | 0 | No | No |
| 18656429 | SYSTEM AND METHOD FOR RULES-DRIVEN ADJUDICATION | May 2024 | January 2025 | Allow | 9 | 1 | 0 | No | No |
| 18654137 | GENERATION OF A COMBINATORIAL PAYMENT QR CODE | May 2024 | January 2025 | Allow | 8 | 0 | 0 | No | No |
| 18649728 | SYSTEMS AND METHODS FOR WEATHER-RELATED VEHICLE DAMAGE PREVENTION | April 2024 | March 2025 | Allow | 11 | 0 | 0 | Yes | No |
| 18649978 | SYSTEMS AND METHODS INVOLVING A HUB PLATFORM AND COMMUNICATION NETWORK CONFIGURED FOR PROCESSING DATA INVOLVING TIME-STAMPED/TIME-SENSITIVE ASPECTS AND/OR OTHER FEATURES | April 2024 | March 2025 | Allow | 11 | 1 | 0 | No | No |
| 18643968 | Systems And Methods For Determining Electric Pulses To Provide To An Unattended Machine Based On Remotely-Configured Options | April 2024 | September 2024 | Allow | 5 | 0 | 0 | No | No |
| 18643961 | Method and System for Asynchronous Mobile Payments for Multiple In-Person Transactions Conducted in Parallel | April 2024 | August 2024 | Allow | 4 | 0 | 0 | No | No |
| 18643671 | THROTTLING MODIFICATION MESSAGES | April 2024 | February 2025 | Allow | 10 | 1 | 0 | No | No |
| 18635401 | EXCHANGE FOR PHYSICALS | April 2024 | June 2024 | Allow | 2 | 0 | 0 | Yes | No |
| 18634998 | SYSTEMS AND METHODS INVOLVING A HUB PLATFORM AND COMMUNICATION NETWORK CONFIGURED FOR PROCESSING DATA INVOLVING TIME-STAMPED/TIME-SENSITIVE ASPECTS AND/OR OTHER FEATURES | April 2024 | January 2025 | Abandon | 9 | 1 | 0 | No | No |
| 18630581 | PAYMENT SYSTEM USING CUSTOMER'S FINGERPRINTS | April 2024 | July 2025 | Allow | 15 | 1 | 0 | No | No |
| 18630237 | METHOD AND SYSTEM FOR TRACKING PERSONAL PROPERTY COLLATERAL | April 2024 | March 2025 | Allow | 12 | 1 | 0 | No | No |
| 18616176 | SETTLEMENT AND APPROVAL SERVICE | March 2024 | June 2025 | Allow | 14 | 3 | 0 | Yes | No |
| 18612677 | SYSTEMS AND METHODS FOR AUTOMATICALLY MITIGATING RISK OF PROPERTY DAMAGE | March 2024 | February 2025 | Allow | 11 | 1 | 0 | Yes | No |
| 18611774 | SYSTEM FOR DETECTION AND RECORDATION OF FUNCTIONAL CODE LOGIC COMPONENTS ON A DISTRIBUTED DEVELOPMENT PLATFORM | March 2024 | November 2024 | Allow | 8 | 1 | 0 | No | No |
| 18610842 | UTILIZING CARD MOVEMENT DATA TO IDENTIFY FRAUDULENT TRANSACTIONS | March 2024 | February 2025 | Allow | 11 | 1 | 0 | No | No |
| 18599686 | RANDOMIZATION OF ORDERS AT MATCHING IN ELECTRONIC TRADING SYSTEMS | March 2024 | February 2025 | Allow | 12 | 1 | 0 | No | No |
| 18595786 | JAILED ENVIRONMENT RESTRICTING PROGRAMMATIC ACCESS TO MULTI-TENANT DATA | March 2024 | May 2025 | Allow | 15 | 2 | 0 | Yes | No |
| 18594593 | INFORMATION-MARKET SYSTEM | March 2024 | October 2024 | Allow | 8 | 0 | 0 | No | No |
| 18592617 | BANKING AT A MULTI-LEVEL ATM | March 2024 | February 2025 | Allow | 11 | 0 | 0 | No | No |
| 18592350 | System and Method for Network Synchronization | February 2024 | December 2024 | Allow | 9 | 1 | 0 | Yes | No |
| 18591116 | Machine Learning System for Summarizing Tax Documents With Non-Structured Portions | February 2024 | December 2024 | Allow | 10 | 1 | 0 | No | No |
| 18590314 | MANAGING MERCHANT COMMUNICATIONS | February 2024 | January 2025 | Allow | 11 | 1 | 0 | No | No |
| 18589447 | Systems and Methods Involving a Hub Platform and Communication Network Configured for Processing Data Involving Time-Stamped/Time-Sensitive Aspects and/or Other Features | February 2024 | July 2024 | Allow | 5 | 1 | 0 | No | No |
| 18589299 | SYSTEMS AND METHODS FOR DIGITAL ACCOUNT ACTIVATION | February 2024 | March 2025 | Allow | 13 | 0 | 0 | Yes | No |
| 18588984 | Touchless Transaction on a Transaction Terminal | February 2024 | February 2025 | Allow | 12 | 1 | 0 | No | No |
| 18585645 | DYNAMIC MARKET DATA FILTERING | February 2024 | December 2024 | Allow | 10 | 0 | 0 | Yes | No |
| 18586395 | SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLE | February 2024 | December 2024 | Allow | 10 | 2 | 0 | Yes | No |
| 18583950 | MULTICOMPUTER DISTRIBUTED PROCESSING OF LINKED ORDERS | February 2024 | May 2025 | Abandon | 14 | 1 | 0 | No | No |
| 18439512 | SYSTEMS AND METHODS FOR COMPLETING TRANSACTIONS VIA CURBSIDE SERVICE | February 2024 | January 2025 | Allow | 11 | 1 | 0 | No | No |
| 18436791 | SYSTEM AND METHOD OF USING AN IMAGE OBJECT AS A VISUAL DATA CONTAINER | February 2024 | December 2024 | Allow | 10 | 1 | 0 | No | No |
| 18435151 | Secure Transactions Over Communications Sessions | February 2024 | May 2025 | Allow | 15 | 1 | 0 | No | No |
| 18430176 | METHOD AND APPARATUS FOR PROVIDING AFTER TAX VALUATION OF TAX-EXEMPT BONDS | February 2024 | July 2024 | Allow | 5 | 1 | 0 | No | No |
| 18416139 | Contextual Searching | January 2024 | August 2024 | Allow | 7 | 0 | 0 | Yes | No |
| 18415919 | Heppner Fletcher ExAlt Plan� - Computer-Implemented Integrated Liquidity System and Methodology for Exchanging Alternative Assets | January 2024 | May 2025 | Abandon | 16 | 1 | 0 | No | No |
| 18412264 | METHODS AND SYSTEMS FOR PROVIDING PERSONALIZED PURCHASING INFORMATION | January 2024 | September 2024 | Allow | 8 | 2 | 0 | No | No |
| 18408720 | VISUALIZATION OF CHANGES THROUGH THE USE OF GRAPHICAL GEOMETRIC SHAPES | January 2024 | September 2024 | Allow | 8 | 0 | 0 | No | No |
| 18405540 | EXCHANGE FOR PHYSICALS | January 2024 | February 2024 | Allow | 2 | 0 | 0 | Yes | No |
| 18393397 | Financial Autopilot | December 2023 | September 2024 | Allow | 9 | 1 | 0 | No | No |
| 18540430 | SYSTEM AND METHOD FOR ENHANCED ELECTRONIC NETWORKED SETTLEMENT PROCESSOR | December 2023 | April 2024 | Allow | 4 | 3 | 0 | Yes | No |
| 18538119 | Inter-Product Matrix | December 2023 | September 2024 | Allow | 9 | 0 | 0 | Yes | No |
| 18534662 | METHOD AND COMPUTERIZED SYSTEM FOR ENHANCING ENJOYMENT OF SPORTS FOR FANS WHILE BENEFITING FINANCES OF ATHLETES | December 2023 | February 2024 | Allow | 2 | 0 | 0 | Yes | No |
| 18533061 | DATA PROCESSING UTILIZING A DIGITAL TAG | December 2023 | February 2025 | Allow | 14 | 1 | 0 | Yes | No |
| 18532425 | DYNAMIC AUTHENTICATION THROUGH USER INFORMATION AND INTENT | December 2023 | April 2025 | Allow | 16 | 1 | 0 | Yes | No |
| 18527040 | AUTOMATIC DATA SEGMENTATION SYSTEM | December 2023 | March 2025 | Allow | 15 | 1 | 0 | No | No |
| 18526451 | SYSTEMS AND METHODS FOR A MICROPAYMENT SOLUTION FOR MEDIA APPLICATIONS | December 2023 | August 2024 | Allow | 8 | 1 | 0 | No | No |
| 18523193 | SYSTEMS AND METHODS FOR ACTIVATING AND USING DYNAMIC CARDS | November 2023 | February 2025 | Allow | 15 | 1 | 0 | No | No |
| 18520689 | SYSTEM AND METHOD FOR IMPLEMENTING PUSH TECHNOLOGY IN A WIRELESS FINANCIAL TRANSACTION | November 2023 | February 2025 | Abandon | 15 | 1 | 0 | No | No |
| 18504551 | AUTHENTICATION-TRIGGERED PROCESSES | November 2023 | January 2025 | Allow | 14 | 1 | 0 | Yes | No |
| 18503348 | SYSTEMS AND METHODS FOR MAINTAINING THE VIABILITY OF A GOOD-UNTIL-BETTERED ORDER TYPE IN ELECTRONIC TRADING SYSTEMS | November 2023 | March 2025 | Allow | 16 | 1 | 0 | No | No |
| 18500687 | INSTALLMENT INITIATION VIA AUTHORIZATION DATA TRANSMISSION | November 2023 | April 2025 | Allow | 17 | 1 | 0 | Yes | No |
| 18385807 | SYSTEMS AND METHODS FOR CONTINUOUS AVAILABILITY OF ACCOUNT INFORMATION | October 2023 | September 2024 | Allow | 10 | 1 | 0 | No | No |
| 18497280 | SYSTEMS AND METHODS FOR ROUTING ELECTRONIC TRANSACTIONS USING PREDICTED AUTHORIZATION APPROVAL | October 2023 | April 2025 | Allow | 17 | 1 | 0 | No | No |
| 18495198 | EXCHANGE FEED FOR TRADE REPORTING HAVING REDUCED REDUNDANCY | October 2023 | August 2024 | Allow | 10 | 0 | 0 | Yes | No |
| 18492567 | Software Technology for Managing a Construction Project Involving Multiple Currencies | October 2023 | June 2025 | Allow | 20 | 2 | 0 | Yes | No |
| 18382152 | SYSTEM AND METHOD FOR FACILITATING PROGRAMMATIC VERIFICATION OF TRANSACTIONS | October 2023 | April 2024 | Allow | 5 | 1 | 0 | No | No |
| 18487084 | Secure Peer-to-Peer Payment Platform with Escrow and Dispute Resolution | October 2023 | June 2025 | Abandon | 20 | 1 | 0 | No | No |
| 18379306 | SMARTGLASSES-BASED AUTONOMOUS TRANSACTION PLATFORM | October 2023 | May 2024 | Allow | 7 | 0 | 0 | No | No |
| 18379484 | AUTOMATED VEHICLE REPAIR ESTIMATION BY VOTING ENSEMBLING OF MULTIPLE ARTIFICIAL INTELLIGENCE FUNCTIONS | October 2023 | October 2024 | Allow | 12 | 0 | 0 | No | No |
| 18377057 | Method and System of Authenticating a Payment Transaction Using a User Device | October 2023 | June 2024 | Allow | 8 | 1 | 0 | No | No |
| 18479071 | Dynamic verification method and system for card transactions | October 2023 | July 2024 | Allow | 10 | 0 | 0 | Yes | No |
| 18478650 | SYSTEMS AND COMPUTER-IMPLEMENTED PROCESSES FOR DEPOSITING, WITHDRAWING, AND REUSING CURRENCY FOR PURCHASE TRANSACTIONS USING AN INTELLIGENT TELLER MACHINE | September 2023 | October 2024 | Allow | 12 | 1 | 0 | No | No |
| 18473714 | TARGETED ADVERTISING USING TEMPORAL ANALYSIS OF USER SPECIFIC DATA | September 2023 | April 2024 | Allow | 7 | 0 | 0 | No | No |
| 18471809 | SYSTEMS AND METHODS OF OPTIMIZING RETIREMENT PLANS | September 2023 | February 2025 | Abandon | 17 | 2 | 0 | No | No |
| 18470014 | USAGE ESTIMATION SYSTEMS AND METHODS FOR RISK ASSOCIATION ADJUSTMENTS | September 2023 | October 2024 | Allow | 13 | 1 | 0 | No | No |
| 18467845 | METHOD AND SYSTEM FOR FACILITATING SECURE PAYMENT TRANSACTIONS | September 2023 | September 2024 | Allow | 12 | 2 | 0 | No | No |
| 18467081 | SELF-GOVERNED DATA EXCHANGE SYSTEM THAT PRICES DATA ELEMENTS AGGREGATED FOR EXCHANGE | September 2023 | June 2024 | Allow | 9 | 0 | 0 | No | No |
| 18367666 | PRE-MATCHING ORDERS AT WIRE RATE IN A CENTRAL LIMIT ORDER BOOK | September 2023 | June 2024 | Allow | 9 | 1 | 0 | No | No |
| 18244981 | Systems and Methods Using Distributed Ledgers to Correct for Missing One Time Passwords in Event Processing | September 2023 | July 2024 | Allow | 10 | 1 | 0 | No | No |
| 18464310 | PERSONALIZED HEATING TRANSACTIONS IN PUBLIC SPACES | September 2023 | May 2025 | Allow | 20 | 1 | 0 | No | No |
| 18460979 | DETERMINING WHETHER A USER HAS POSSESSION OF A TRANSACTION CARD AND/OR WHETHER THE USER IS AUTHORIZED TO POSSESS THE TRANSACTION CARD | September 2023 | August 2024 | Allow | 11 | 0 | 0 | Yes | No |
| 18241553 | SYSTEMS AND METHODS FOR IDENTIFYING DISTRACTED DRIVING EVENTS USING COMMON FEATURES | September 2023 | September 2024 | Allow | 12 | 1 | 0 | Yes | No |
| 18241322 | CREDIT CARD SYSTEM HAVING LIMITED CARD DATA INDICIA | September 2023 | June 2025 | Allow | 22 | 0 | 0 | No | No |
| 18241281 | MULTI-PART SINGLE QR CODE FOR SPLIT TRANSACTIONS | September 2023 | June 2025 | Allow | 22 | 0 | 0 | No | No |
| 18240828 | ARTIFICIAL INTELLIGENCE BASED APPROACH FOR SUPPLEMENTING AN EXPLANATION OF A RESULT DETERMINED BY A SOFTWARE APPLICATION | August 2023 | May 2025 | Allow | 21 | 1 | 0 | Yes | No |
| 18457916 | SYSTEMS AND METHODS FOR CLIENT SCREENING IN THE FINANCIAL SERVICES INDUSTRY | August 2023 | December 2024 | Abandon | 16 | 1 | 0 | No | No |
| 18456892 | PRIORITY MATCHING FOR MAKER ORDERS EXHIBITING DELAYED CANCELATION | August 2023 | October 2024 | Allow | 13 | 1 | 0 | No | No |
| 18238260 | SYSTEM AND METHOD FOR IMPLEMENTING AND OPERATING AN ENTERPRISE DATA ASSET MARKETPLACE WITH DATA & ANALYTICS PRODUCT LIFECYCLE MANAGEMENT | August 2023 | June 2025 | Allow | 22 | 0 | 0 | No | No |
| 18455055 | EXCHANGE FOR PHYSICALS | August 2023 | October 2023 | Allow | 1 | 0 | 0 | Yes | No |
| 18454331 | SYSTEM AND METHOD FOR ENHANCED ELECTRONIC NETWORKED SETTLEMENT PROCESSOR | August 2023 | October 2023 | Allow | 2 | 0 | 0 | Yes | No |
| 18236704 | APPARATUS AND A METHOD FOR THE GENERATION OF PROVIDER DATA | August 2023 | February 2024 | Allow | 5 | 1 | 0 | Yes | No |
| 18235492 | MACHINE LEARNING MODEL FOR PREDICTING HEALTH PLANS BASED ON MISSING INPUT DATA | August 2023 | April 2024 | Allow | 8 | 0 | 0 | Yes | No |
| 18452275 | SYSTEM AND METHOD FOR LOCATION-BASED INDIVIDUALIZED CONTENT AND MOBILE WALLET OFFERS | August 2023 | June 2025 | Allow | 22 | 2 | 1 | Yes | No |
| 18235703 | SYSTEMS AND METHODS FOR BUILDING AND MANAGING AN INTEGRATED PERMANENT LIFE INSURANCE PRODUCT USING INDIVIDUAL TERM AND ANNUITY POLICIES | August 2023 | February 2024 | Allow | 6 | 1 | 0 | Yes | No |
| 18451650 | PROFILE BASED VIDEO CREATION | August 2023 | May 2024 | Allow | 9 | 1 | 0 | No | No |
| 18451474 | CREDIT LINE ADJUSTMENT | August 2023 | May 2025 | Allow | 21 | 5 | 0 | Yes | No |
| 18233239 | METHODS AND SYSTEMS FOR ADMINISTERING LIFE INSURANCE PRODUCTS WITH DEATH BENEFITS AUTOMATICALLY ADJUSTED WITHOUT UNDERWRITING BASED ON INDEPENDENT DATA CORRELATED WITH AN INSURED INDIVIDUALS NEED FOR LIFE INSURANCE BENEFITS | August 2023 | November 2023 | Allow | 3 | 0 | 0 | No | No |
| 18232175 | SYSTEMS AND METHODS FOR FRAUD PREVENTION IN MOBILE APPLICATION VERIFICATION DEVICE ENROLLMENT PROCESS | August 2023 | December 2024 | Allow | 16 | 0 | 0 | No | No |
| 18366088 | Dual Wearable Device Method and System for Authenticating Financial Transactions | August 2023 | May 2024 | Allow | 10 | 1 | 0 | Yes | No |
| 18361079 | METHOD AND APPARATUS FOR PROVIDING AFTER TAX VALUATION OF TAX-EXEMPT BONDS | July 2023 | November 2023 | Allow | 3 | 0 | 0 | No | No |
| 18227040 | USER INTERFACE FOR LOYALTY ACCOUNTS AND PRIVATE LABEL ACCOUNTS FOR A WEARABLE DEVICE | July 2023 | February 2025 | Allow | 18 | 1 | 0 | No | No |
| 18351746 | CREDIT LOAN CONTROL METHOD AND SERVICE COMPUTING DEVICE THEREFOR | July 2023 | May 2025 | Abandon | 22 | 1 | 0 | No | No |
| 18219309 | BROWSER-BASED MOBILE IMAGE CAPTURE | July 2023 | July 2024 | Allow | 13 | 1 | 0 | No | No |
| 18348076 | TRANSACTION PROCESSING SYSTEM AND TRANSACTION PROCESSING METHOD | July 2023 | May 2025 | Allow | 23 | 1 | 0 | No | No |
This analysis examines appeal outcomes and the strategic value of filing appeals for art-unit 3696.
With a 15.4% reversal rate, the PTAB affirms the examiner's rejections in the vast majority of cases. This reversal rate is in the bottom 25% across the USPTO, indicating that appeals face significant challenges here.
Filing a Notice of Appeal can sometimes lead to allowance even before the appeal is fully briefed or decided by the PTAB. This occurs when the examiner or their supervisor reconsiders the rejection during the mandatory appeal conference (MPEP § 1207.01) after the appeal is filed.
In this dataset, 23.7% of applications that filed an appeal were subsequently allowed. This appeal filing benefit rate is in the bottom 25% across the USPTO, indicating that filing appeals is less effective here than in most other areas.
⚠ Appeals to PTAB face challenges. Ensure your case has strong merit before committing to full Board review.
⚠ Filing a Notice of Appeal shows limited benefit. Consider other strategies like interviews or amendments before appealing.
Art Unit 3696 is part of Group 3690 in Technology Center 3600. This art unit has examined 4,767 patent applications in our dataset, with an overall allowance rate of 49.3%. Applications typically reach final disposition in approximately 36 months.
Art Unit 3696's allowance rate of 49.3% places it in the 6% percentile among all USPTO art units. This art unit has a significantly lower allowance rate than most art units at the USPTO.
Applications in Art Unit 3696 receive an average of 2.67 office actions before reaching final disposition (in the 94% percentile). The median prosecution time is 36 months (in the 18% percentile).
When prosecuting applications in this art unit, consider the following:
Not Legal Advice: The information provided in this report is for informational purposes only and does not constitute legal advice. You should consult with a qualified patent attorney or agent for advice specific to your situation.
No Guarantees: We do not provide any guarantees as to the accuracy, completeness, or timeliness of the statistics presented above. Patent prosecution statistics are derived from publicly available USPTO data and are subject to data quality limitations, processing errors, and changes in USPTO practices over time.
Limitation of Liability: Under no circumstances will IronCrow AI be liable for any outcome, decision, or action resulting from your reliance on the statistics, analysis, or recommendations presented in this report. Past prosecution patterns do not guarantee future results.
Use at Your Own Risk: While we strive to provide accurate and useful prosecution statistics, you should independently verify any information that is material to your prosecution strategy and use your professional judgment in all patent prosecution matters.