USPTO Examiner HOLLY JOHN H - Art Unit 3696

Recent Applications

Detailed information about the 100 most recent patent applications.

Application NumberTitleFiling DateDisposal DateDispositionTime (months)Office ActionsRestrictionsInterviewAppeal
18893681REAL-TIME PROVISIONING OF TARGETED RECOMMENDATIONS BASED ON DECOMPOSED STRUCTURED MESSAGING DATASeptember 2024October 2025Allow1300NoNo
18769057CARD READER TERMINAL WITH EXTERNAL CONTACTLESS ANTENNAJuly 2024August 2025Allow1300NoNo
18746148Automated Model Generation Platform for Recursive Model BuildingJune 2024July 2025Allow1300NoNo
18666688INTERCHANGE PRICING FOR FINANCIAL TRANSACTIONSMay 2024January 2026Allow2010NoNo
18643968Systems And Methods For Determining Electric Pulses To Provide To An Unattended Machine Based On Remotely-Configured OptionsApril 2024September 2024Allow500NoNo
18591116Machine Learning System for Summarizing Tax Documents With Non-Structured PortionsFebruary 2024December 2024Allow1010NoNo
18586395SYSTEM AND METHOD FOR PROVIDING A GROUP PAYMENT VEHICLEFebruary 2024December 2024Allow1020YesNo
18503348SYSTEMS AND METHODS FOR MAINTAINING THE VIABILITY OF A GOOD-UNTIL-BETTERED ORDER TYPE IN ELECTRONIC TRADING SYSTEMSNovember 2023March 2025Allow1610NoNo
18500687INSTALLMENT INITIATION VIA AUTHORIZATION DATA TRANSMISSIONNovember 2023April 2025Allow1710YesNo
18492745COMMERCIAL CLAIM PROCESSING PLATFORM USING MACHINE LEARNING TO GENERATE SHARED ECONOMY INSIGHTSOctober 2023August 2025Allow2120NoNo
18379306SMARTGLASSES-BASED AUTONOMOUS TRANSACTION PLATFORMOctober 2023May 2024Allow700NoNo
18481971GenAI LETTER OF CONFIRMATION OF BENEFITSOctober 2023February 2026Allow2930YesNo
18469403SYSTEMS AND METHODS FOR INTEROPERABILITY AMONG PERSON-TO-PERSON FUNDING APPLICATIONSSeptember 2023December 2025Allow2720NoNo
18240719PREDICTING ITEM WEIGHTS USING A TRAINED MACHINE LEARNING MODELAugust 2023January 2026Allow2820YesNo
18240828ARTIFICIAL INTELLIGENCE BASED APPROACH FOR SUPPLEMENTING AN EXPLANATION OF A RESULT DETERMINED BY A SOFTWARE APPLICATIONAugust 2023May 2025Allow2110YesNo
18238618GEOMETRIC DEEP LEARNING AND OPTIMIZATION OF PAYMENTS ON A SECOND-LAYER PAYMENT PROTOCOL NETWORKAugust 2023November 2025Abandon2720NoNo
18449058COMPUTER-IMPLEMENTED METHOD FOR DATA PROCESSING IN A FILTERED SPEND PROGRAMAugust 2023January 2026Allow2920YesNo
18448755SYSTEMS AND METHODS FOR SELECTING LOAN PAYMENT TERMS FOR IMPROVED LOAN QUALITY AND RISK MANAGEMENTAugust 2023March 2025Allow1910YesNo
18221317MESH NETWORK COMMUNICATIONS UTILIZING TOKENIZATION CONNECTIONSJuly 2023November 2025Allow2820NoNo
18336748TOTAL LOSS EVALUATION AND HANDLING SYSTEM AND METHODJune 2023February 2026Allow3230NoNo
18267427STORE MOBILE TERMINAL DEVICE, PAYMENT DEVICE, SYSTEM, METHOD, AND RECORDING MEDIUMJune 2023December 2025Allow3020YesNo
18334175Biometric Authentication for One-Click CheckoutJune 2023November 2025Allow2920YesNo
18200326INTELLIGENTLY IDENTIFYING ITEMS FOR RESALEMay 2023October 2025Allow2921YesNo
18318954METHODS AND SYSTEMS FOR BALANCING LOADS IN DISTRIBUTED COMPUTER NETWORKS FOR COMPUTER PROCESSING REQUESTS WITH VARIABLE RULE SETS AND DYNAMIC PROCESSING LOADSMay 2023August 2025Allow2711NoNo
18140615ATTRIBUTE-BASED CARD COMBINATIONS FOR DIGITAL WALLETSApril 2023February 2025Allow2120YesNo
18140071LI-FI PAYMENT NETWORKApril 2023June 2025Allow2620NoNo
18295917PRE-HEDGE RULES AND TOOLS FOR CREATING PRE-HEDGE RULESApril 2023March 2024Allow1110YesNo
18113144Automated Model Generation Platform for Recursive Model BuildingFebruary 2023April 2024Allow1310NoNo
18111655SMARTGLASSES-BASED AUTONOMOUS TRANSACTION PLATFORMFebruary 2023September 2023Allow700NoNo
18169078DYNAMIC CODE PAYMENT CARD VERIFICATION WITH CROSS-CHANNEL AUTHENTICATIONFebruary 2023September 2024Allow1920YesNo
18103148USING MACHINE LEARNING TO CLASSIFY INSURANCE CARD INFORMATIONJanuary 2023June 2024Allow1620YesNo
18090227SECURE MULTI-FACTOR TOKENIZATION-BASED SUB-CRYPTOCURRENCY PAYMENT PLATFORMDecember 2022September 2024Allow2130YesNo
18000435PROGRAM, INFORMATION PROCESSING METHOD, AND INFORMATION PROCESSING APPARATUSDecember 2022April 2025Abandon2950YesNo
17986587SYSTEMS AND METHODS FOR FUNDS TRANSFERS VIA A FEDERATED DIRECTORYNovember 2022June 2025Allow3130YesNo
17983311SYSTEMS AND METHODS FOR DETERMINING ELECTRIC PULSES TO PROVIDE TO AN UNATTENDED MACHINE BASED ON REMOTELY-CONFIGURED OPTIONSNovember 2022June 2023Allow800NoNo
17965011Chat User Interface Motif for Transaction MessagesOctober 2022February 2025Abandon2810NoNo
17964652METHOD AND APPARATUS FOR PERFORMING VALUATION ON RESOURCE, DEVICE AND STORAGE MEDIUMOctober 2022May 2025Abandon3220NoNo
17948601SYSTEMS AND METHODS FOR DETERMINING A SIGNIFICANCE INDEXSeptember 2022January 2026Abandon4020YesYes
17940852COMMUNICATION SYSTEMSeptember 2022August 2025Abandon3520NoNo
17939110GENERATING IMPLIED ORDERS BASED ON ELECTRONIC REQUESTS FOR QUOTESSeptember 2022July 2025Abandon3420NoYes
17929501METHOD, PROGRAM, SERVER, WEARABLE DEVICE FOR PROVIDING WEARABLE DEVICE-BASED FINANCIAL TRANSACTIONSeptember 2022June 2023Allow910NoNo
17908838METHODS AND SYSTEM FOR CROSS-BLOCKCHAIN COLLATERALIZATIONSeptember 2022January 2025Abandon2920NoNo
17881548REMOTE PAY MESSAGING SYSTEM AND METHODS THEREOFAugust 2022February 2023Allow610NoNo
17878234SYSTEM AND METHOD FOR MANAGING GIFTSAugust 2022January 2023Allow600NoNo
17876704SYSTEMS AND METHODS FOR MAINTAINING THE VIABILITY OF A GOOD-UNTIL-BETTERED ORDER TYPE IN ELECTRONIC TRADING SYSTEMSJuly 2022August 2023Allow1210NoNo
17873296BUSINESS DATA PROCESSING SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCTJuly 2022November 2024Abandon2720NoNo
17869072DECENTRALIZED PEER-TO-PEER TRANSACTION SERVICEJuly 2022March 2025Allow3221NoNo
17853754Method for Obtaining Product or Service InformationJune 2022August 2024Allow2520YesNo
17853697System and Method for Online Automobile Insurance QuotingJune 2022March 2024Allow2130YesNo
17853707Method for Obtaining Product or Service InformationJune 2022June 2024Allow2420YesNo
17853728System and Method for Online Automobile Insurance QuotingJune 2022July 2024Allow2430YesNo
17808444SYSTEMS AND METHODS FOR CONDUCTING TRANSACTIONS USING HYBRID CREDIT/CHARGE FINANCIAL INSTRUMENTSJune 2022July 2025Allow3630YesNo
17843655VIRTUAL REALITY ENVIRONMENT FOR TEACHING CHILDREN ABOUT MONEYJune 2022August 2025Allow3830YesNo
17836914AUTOMATIC MANAGEMENT OF DIGITAL MEDIAJune 2022August 2024Abandon2630NoNo
17782665PEER-TO-PEER TERMINAL AND CONTRACT TRANSACTION SYSTEMJune 2022February 2026Abandon4540YesNo
17804728TRANSACTION CARD SYSTEMS AND METHODS FOR MANAGING TRANSACTION OUTPUTSMay 2022June 2025Allow3730YesNo
17827174TOTAL LOSS EVALUATION AND HANDLING SYSTEM AND METHODMay 2022January 2023Allow810NoNo
17827304AUTHORIZATION DATA REPRESENTATIONS FOR INSTALLMENT ELIGIBILITYMay 2022July 2023Allow1420YesNo
17827387COMMODITY DELIVERY CONTRACT WITH AUTOMATED ESCROW CONTRACTMay 2022August 2025Abandon3840YesNo
17663912GENERATING BUNDLED SETS FROM PREDETERMINED CARD PARAMETER CONFIGURATIONS UTILIZING MACHINE-LEARNINGMay 2022May 2025Allow3630YesNo
17719715METHODS AND SYSTEMS FOR IDENTIFYING FUNDS TRANSFER OPPORTUNITIES IN ELECTRONIC MEDIAApril 2022November 2023Allow1920YesNo
17712770SYSTEM AND METHOD FOR ACCUMULATION AND MAINTENANCE OF MONEY IN A VEHICLE MAINTENANCE SAVINGS ACCOUNTApril 2022March 2025Allow3540YesNo
17653548SYSTEM AND METHOD FOR ELECTRONIC-COMMERCE TRANSACTIONS BETWEEN INDIVIDUALS IN INSTALLMENTSMarch 2022April 2023Abandon1310NoNo
17680257METHOD, PROGRAM, AND SYSTEM FOR PROVIDING FINANCIAL TRANSACTION BASED ON A VIRTUAL CORPORATE CARDFebruary 2022May 2025Allow3930YesNo
17676986SYSTEMS AND METHODS FOR SELECTING LOAN PAYMENT TERMS FOR IMPROVED LOAN QUALITY AND RISK MANAGEMENTFebruary 2022April 2023Allow1410YesNo
17583082SYSTEM AND METHOD FOR PROCESSING TRANSACTIONSJanuary 2022March 2026Allow4921NoNo
17554146REAL-TIME RECONCILIATION PROCESSING BASED ON STRUCTURED MESSAGING DATADecember 2021February 2025Allow3840YesNo
17549701REAL-TIME PROVISIONING OF TARGETED RECOMMENDATIONS BASED ON DECOMPOSED STRUCTURED MESSAGING DATADecember 2021June 2024Allow3020YesNo
17546353SYSTEMS AND METHODS FOR CLOUD-BASED DOCUMENT PROCESSINGDecember 2021October 2024Abandon3421YesNo
17543082Accounting Event Process Optimization For Multi-Tenant SystemsDecember 2021May 2024Allow2920YesNo
17530591SYSTEMS AND METHODS FOR DETERMINING AN INITIAL MARGINNovember 2021February 2022Allow300NoNo
17530088PROCESSING ELECTRONIC PAYMENT TRANSACTIONS IN OFFLINE-MODENovember 2021June 2025Allow4320YesNo
17529111SYSTEMS AND METHODS FOR DETERMINING ELECTRIC PULSES TO PROVIDE TO AN UNATTENDED MACHINE BASED ON REMOTELY-CONFIGURED OPTIONSNovember 2021July 2022Allow800YesNo
17522716Cryptocurrency Transaction ProcessNovember 2021February 2024Abandon2720YesNo
17512567SECURE TRANSACTION PROCESS UTILIZING INTEGRATION LAYEROctober 2021March 2024Abandon2920YesNo
17503956SYSTEM TO PREDICT IMPACT OF EXISTING RISK RELATIONSHIP ADJUSTMENTSOctober 2021August 2022Allow1010NoNo
17472566INTEGRATED PAYMENT SYSTEM AND METHOD FOR MANAGING PAYMENT TRANSACTIONS WITHIN AN INPUT INTERFACESeptember 2021January 2024Allow2830NoNo
17394570SLAP PAY AND SNAP PAY CONTACTLESS PAYMENT AND DATA SYSTEMSAugust 2021July 2023Abandon2310NoNo
17393611METHOD, PROGRAM, SERVER, WEARABLE DEVICE FOR PROVIDING WEARABLE DEVICE-BASED FINANCIAL TRANSACTIONAugust 2021May 2022Allow1011YesNo
17385758USING MACHINE LEARNING TO CLASSIFY INSURANCE CARD INFORMATIONJuly 2021December 2022Allow1610YesNo
17381070AUTOMATIC MANAGEMENT OF DIGITAL MEDIAJuly 2021February 2024Allow3130NoNo
17420734CURRENCY-PROTOCOL CONVERGED E-MAIL SYSTEM, AND E-MAIL SENDING AND RECEIVING METHODS THEREFORJuly 2021November 2023Abandon2820NoNo
17363245CONTACTLESS PAYMENT SYSTEMJune 2021May 2023Abandon2210NoNo
17413972DEATH TRIGGERED DEVICE, COMMUNICATION AND MANAGEMENT SYSTEMJune 2021February 2026Allow5651YesNo
17414092Method and Apparatus for Service Usage Aware Balance InquiryJune 2021January 2025Abandon4340YesNo
17328929REMOTE PAY MESSAGING SYSTEM AND METHODS THEREOFMay 2021April 2022Allow1120NoNo
17316428ATTRIBUTE-BASED CARD COMBINATIONS FOR DIGITAL WALLETSMay 2021January 2023Allow2020YesNo
17246342SYSTEMS AND METHODS FOR PERFORMING PAYMENT TRANSACTIONSApril 2021March 2023Allow2210NoNo
17241160SYSTEM AND METHOD FOR ACCUMULATION AND MAINTENANCE OF MONEY IN A VEHICLE MAINTENANCE SAVINGS ACCOUNTApril 2021November 2021Allow700YesNo
17240023INFORMATION PROCESSING SYSTEM, SERVER, AND COMPUTER READABLE RECORDING MEDIUMApril 2021April 2023Abandon2310NoNo
17240296SYSTEMS AND METHODS FOR FUNDS TRANSFERS VIA A FEDERATED DIRECTORYApril 2021June 2022Allow1410NoNo
17227542Total Loss Evaluation and Handling System and MethodApril 2021January 2022Allow1000NoNo
17228447SYSTEMS AND METHODS FOR CROSS-BORDER ATM FRAUD DETECTIONApril 2021March 2022Allow1110NoNo
17221052SYSTEMS AND METHODS FOR DETERMINING AN INITIAL MARGINApril 2021October 2021Allow710YesNo
17219424INTEGRATION OF PAYMENT PROCESSING PLATFORM WITH PAYMENT MAKING PLATFORM FOR DIFFERENTIATED PAYMENT ALLOCATIONS USING CRYPTOCURRENCYMarch 2021October 2021Allow710YesNo
17215410Commercial Claim Processing Platform Using Machine Learning to Generate Shared Economy InsightsMarch 2021June 2023Allow2630YesNo
17202538TECHNOLOGIES FOR GENERATING AND DISPLAYING VIRTUAL AND INTERACTIVE EGIFTSMarch 2021May 2022Allow1410NoNo
17183854SYSTEMS AND METHODS FOR PROCESSING ELECTRONIC TRANSACTIONS BASED ON CONSUMER CHARACTERISTICSFebruary 2021January 2024Allow3531NoNo
17168420SMARTGLASSES-BASED AUTONOMOUS TRANSACTION PLATFORMFebruary 2021February 2023Allow2411NoNo
17166807METHOD AND SYSTEM FOR OPEN-LOOP PERSON-TO-PERSON PAYMENTSFebruary 2021April 2023Allow2720YesNo

Appeals Overview

This analysis examines appeal outcomes and the strategic value of filing appeals for examiner HOLLY, JOHN H.

Patent Trial and Appeal Board (PTAB) Decisions

Total PTAB Decisions
21
Examiner Affirmed
15
(71.4%)
Examiner Reversed
6
(28.6%)
Reversal Percentile
45.4%
Lower than average

What This Means

With a 28.6% reversal rate, the PTAB affirms the examiner's rejections in the vast majority of cases. This reversal rate is below the USPTO average, indicating that appeals face more challenges here than typical.

Strategic Value of Filing an Appeal

Total Appeal Filings
51
Allowed After Appeal Filing
18
(35.3%)
Not Allowed After Appeal Filing
33
(64.7%)
Filing Benefit Percentile
58.2%
Higher than average

Understanding Appeal Filing Strategy

Filing a Notice of Appeal can sometimes lead to allowance even before the appeal is fully briefed or decided by the PTAB. This occurs when the examiner or their supervisor reconsiders the rejection during the mandatory appeal conference (MPEP § 1207.01) after the appeal is filed.

In this dataset, 35.3% of applications that filed an appeal were subsequently allowed. This appeal filing benefit rate is above the USPTO average, suggesting that filing an appeal can be an effective strategy for prompting reconsideration.

Strategic Recommendations

Appeals to PTAB face challenges. Ensure your case has strong merit before committing to full Board review.

Filing a Notice of Appeal is strategically valuable. The act of filing often prompts favorable reconsideration during the mandatory appeal conference.

Examiner HOLLY, JOHN H - Prosecution Strategy Guide

Executive Summary

Examiner HOLLY, JOHN H works in Art Unit 3696 and has examined 266 patent applications in our dataset. With an allowance rate of 51.1%, this examiner allows applications at a lower rate than most examiners at the USPTO. Applications typically reach final disposition in approximately 39 months.

Allowance Patterns

Examiner HOLLY, JOHN H's allowance rate of 51.1% places them in the 13% percentile among all USPTO examiners. This examiner is less likely to allow applications than most examiners at the USPTO.

Office Action Patterns

On average, applications examined by HOLLY, JOHN H receive 3.06 office actions before reaching final disposition. This places the examiner in the 88% percentile for office actions issued. This examiner issues more office actions than most examiners, which may indicate thorough examination or difficulty in reaching agreement with applicants.

Prosecution Timeline

The median time to disposition (half-life) for applications examined by HOLLY, JOHN H is 39 months. This places the examiner in the 28% percentile for prosecution speed. Prosecution timelines are slightly slower than average with this examiner.

Interview Effectiveness

Conducting an examiner interview provides a +28.5% benefit to allowance rate for applications examined by HOLLY, JOHN H. This interview benefit is in the 76% percentile among all examiners. Recommendation: Interviews are highly effective with this examiner and should be strongly considered as a prosecution strategy. Per MPEP § 713.10, interviews are available at any time before the Notice of Allowance is mailed or jurisdiction transfers to the PTAB.

Request for Continued Examination (RCE) Effectiveness

When applicants file an RCE with this examiner, 17.0% of applications are subsequently allowed. This success rate is in the 15% percentile among all examiners. Strategic Insight: RCEs show lower effectiveness with this examiner compared to others. Consider whether a continuation application might be more strategic, especially if you need to add new matter or significantly broaden claims.

After-Final Amendment Practice

This examiner enters after-final amendments leading to allowance in 8.3% of cases where such amendments are filed. This entry rate is in the 8% percentile among all examiners. Strategic Recommendation: This examiner rarely enters after-final amendments compared to other examiners. You should generally plan to file an RCE or appeal rather than relying on after-final amendment entry. Per MPEP § 714.12, primary examiners have discretion in entering after-final amendments, and this examiner exercises that discretion conservatively.

Pre-Appeal Conference Effectiveness

When applicants request a pre-appeal conference (PAC) with this examiner, 40.0% result in withdrawal of the rejection or reopening of prosecution. This success rate is in the 38% percentile among all examiners. Note: Pre-appeal conferences show below-average success with this examiner. Consider whether your arguments are strong enough to warrant a PAC request.

Appeal Withdrawal and Reconsideration

This examiner withdraws rejections or reopens prosecution in 52.3% of appeals filed. This is in the 23% percentile among all examiners. Of these withdrawals, 17.4% occur early in the appeal process (after Notice of Appeal but before Appeal Brief). Strategic Insight: This examiner rarely withdraws rejections during the appeal process compared to other examiners. If you file an appeal, be prepared to fully prosecute it to a PTAB decision. Per MPEP § 1207, the examiner will prepare an Examiner's Answer maintaining the rejections.

Petition Practice

When applicants file petitions regarding this examiner's actions, 15.4% are granted (fully or in part). This grant rate is in the 9% percentile among all examiners. Strategic Note: Petitions are rarely granted regarding this examiner's actions compared to other examiners. Ensure you have a strong procedural basis before filing a petition, as the Technology Center Director typically upholds this examiner's decisions.

Examiner Cooperation and Flexibility

Examiner's Amendments: This examiner makes examiner's amendments in 0.0% of allowed cases (in the 41% percentile). This examiner makes examiner's amendments less often than average. You may need to make most claim amendments yourself.

Quayle Actions: This examiner issues Ex Parte Quayle actions in 0.0% of allowed cases (in the 44% percentile). This examiner issues Quayle actions less often than average. Allowances may come directly without a separate action for formal matters.

Prosecution Strategy Recommendations

Based on the statistical analysis of this examiner's prosecution patterns, here are tailored strategic recommendations:

  • Prepare for rigorous examination: With a below-average allowance rate, ensure your application has strong written description and enablement support. Consider filing a continuation if you need to add new matter.
  • Expect multiple rounds of prosecution: This examiner issues more office actions than average. Address potential issues proactively in your initial response and consider requesting an interview early in prosecution.
  • Prioritize examiner interviews: Interviews are highly effective with this examiner. Request an interview after the first office action to clarify issues and potentially expedite allowance.
  • Plan for RCE after final rejection: This examiner rarely enters after-final amendments. Budget for an RCE in your prosecution strategy if you receive a final rejection.

Relevant MPEP Sections for Prosecution Strategy

  • MPEP § 713.10: Examiner interviews - available before Notice of Allowance or transfer to PTAB
  • MPEP § 714.12: After-final amendments - may be entered "under justifiable circumstances"
  • MPEP § 1002.02(c): Petitionable matters to Technology Center Director
  • MPEP § 1004: Actions requiring primary examiner signature (allowances, final rejections, examiner's answers)
  • MPEP § 1207.01: Appeal conferences - mandatory for all appeals
  • MPEP § 1214.07: Reopening prosecution after appeal

Important Disclaimer

Not Legal Advice: The information provided in this report is for informational purposes only and does not constitute legal advice. You should consult with a qualified patent attorney or agent for advice specific to your situation.

No Guarantees: We do not provide any guarantees as to the accuracy, completeness, or timeliness of the statistics presented above. Patent prosecution statistics are derived from publicly available USPTO data and are subject to data quality limitations, processing errors, and changes in USPTO practices over time.

Limitation of Liability: Under no circumstances will IronCrow AI be liable for any outcome, decision, or action resulting from your reliance on the statistics, analysis, or recommendations presented in this report. Past prosecution patterns do not guarantee future results.

Use at Your Own Risk: While we strive to provide accurate and useful prosecution statistics, you should independently verify any information that is material to your prosecution strategy and use your professional judgment in all patent prosecution matters.