USPTO Examiner PATEL AMIT HEMANTKUMAR - Art Unit 3696

Recent Applications

Detailed information about the 100 most recent patent applications.

Application NumberTitleFiling DateDisposal DateDispositionTime (months)Office ActionsRestrictionsInterviewAppeal
19209423DYNAMIC TRANSACTION CARD PROTECTED BY MULTI-FACTOR AUTHENTICATIONMay 2025November 2025Allow610NoNo
19002642IDENTITY INFORMATION CONTROLLED FINANCIAL ACCOUNT DEVICEDecember 2024January 2026Allow1300NoNo
18942268DYNAMIC TRANSACTION CARD PROTECTED BY MULTI-FACTOR AUTHENTICATIONNovember 2024January 2025Allow200NoNo
18931970CHECKOUT DEVICESOctober 2024February 2025Allow410NoNo
18914632POSITIONAL TICKETINGOctober 2024October 2025Allow1200NoNo
18912285Financial AutopilotOctober 2024October 2025Allow1200NoNo
18885151PRE-MATCHING ORDERS AT WIRE RATE IN A CENTRAL LIMIT ORDER BOOKSeptember 2024September 2025Allow1200NoNo
18821488AUGMENTED REALITY DEVICE FOR PERFORMING PAYMENT BY USING GAZE INFORMATION OF USER, AND METHOD OPERATED BY THE AUGMENTED REALITY DEVICEAugust 2024January 2026Allow1700NoNo
18762520DIGITAL BANKER APPLICATION SYSTEMJuly 2024December 2025Allow1710NoNo
18755923TOUCHLESS AUTHENTICATION METHOD AND SYSTEMJune 2024July 2025Allow1200NoNo
18649471IDENTITY INFORMATION CONTROLLED FINANCIAL ACCOUNTApril 2024July 2025Allow1400NoNo
18643961Method and System for Asynchronous Mobile Payments for Multiple In-Person Transactions Conducted in ParallelApril 2024August 2024Allow400NoNo
18630581PAYMENT SYSTEM USING CUSTOMER'S FINGERPRINTSApril 2024July 2025Allow1510NoNo
18588984Touchless Transaction on a Transaction TerminalFebruary 2024February 2025Allow1210NoNo
18435151Secure Transactions Over Communications SessionsFebruary 2024May 2025Allow1510NoNo
18412264METHODS AND SYSTEMS FOR PROVIDING PERSONALIZED PURCHASING INFORMATIONJanuary 2024September 2024Allow820NoNo
18392731DIGITAL BANKER APPLICATION SYSTEMDecember 2023December 2025Allow2410NoNo
18393397Financial AutopilotDecember 2023September 2024Allow910NoNo
18533061DATA PROCESSING UTILIZING A DIGITAL TAGDecember 2023February 2025Allow1410YesNo
18385807SYSTEMS AND METHODS FOR CONTINUOUS AVAILABILITY OF ACCOUNT INFORMATIONOctober 2023September 2024Allow1010NoNo
18380470Electronic Devices and Corresponding Methods for Executing Unsafe Conditions Operations Causing Applications to Operate in Abnormal Modes of OperationOctober 2023February 2026Abandon2810NoNo
18377057Method and System of Authenticating a Payment Transaction Using a User DeviceOctober 2023June 2024Allow810NoNo
18367666PRE-MATCHING ORDERS AT WIRE RATE IN A CENTRAL LIMIT ORDER BOOKSeptember 2023June 2024Allow910NoNo
18244981Systems and Methods Using Distributed Ledgers to Correct for Missing One Time Passwords in Event ProcessingSeptember 2023July 2024Allow1010NoNo
18239630Electronic Devices and Corresponding Methods for Presenting Fraud Warnings for One Time Password ExchangesAugust 2023December 2025Abandon2810NoNo
18238734SYSTEM AND METHOD FOR TRANSACTION ACCOUNT BASED MICRO-PAYMENTSAugust 2023March 2026Abandon3040YesNo
18366088Dual Wearable Device Method and System for Authenticating Financial TransactionsAugust 2023May 2024Allow1010YesNo
18351746CREDIT LOAN CONTROL METHOD AND SERVICE COMPUTING DEVICE THEREFORJuly 2023May 2025Abandon2210NoNo
18342631SYSTEMS AND METHODS FOR PREDICTING ILLEGITIMATE ACTIVITY BASED ON USER MARKER LEVELSJune 2023August 2025Allow2620YesNo
18207281Method and Apparatus for High-Speed Processing of Financial Market Depth DataJune 2023October 2024Allow1600NoNo
18325854COMPUTER TRANSACTION SECURITY WITH DELEGATED DECISIONSMay 2023December 2024Allow1910NoNo
18317255REAL-TIME PAYMENT SYSTEM, METHOD, APPARATUS, AND COMPUTER PROGRAMMay 2023January 2026Allow3341YesNo
18137941DIGITAL BANKER APPLICATION SYSTEMApril 2023March 2024Allow1110NoNo
18134264HYBRID TOKENIZATION FOR PUSH PAYMENTSApril 2023June 2024Allow1410YesNo
18133934POSITIONAL TICKETINGApril 2023July 2024Allow1510NoNo
18125893AUTOMATED TELLER MACHINE ("ATM") WITH FORENSIC CARD READER IDENTIFICATION VALIDATIONMarch 2023March 2024Allow1210NoNo
18188842NET FINANCIAL STATUS INDICATOR FOR GRAPHICAL FINANCIAL ANALYSISMarch 2023May 2025Abandon2620YesNo
18188673AUTOMATED MOVE MONEY AUTHORIZATION GENERATIONMarch 2023August 2025Abandon2920YesNo
18125406SYSTEM AND METHOD FOR IMPLEMENTING A KEY-CODE BASED MONEY TRANSFERMarch 2023October 2025Allow3140YesNo
18183460System and Methods for a Spatially Aware Ambient Mobile Transaction ProtocolMarch 2023September 2024Allow1910YesNo
18119767SYSTEMS AND METHODS FOR OBTAINING AND ANALYZING SHAREHOLDER INFORMATIONMarch 2023June 2025Abandon2710YesNo
18119554METHOD AND SYSTEM FOR PROVIDING HOSTED PORTALSMarch 2023January 2026Allow3430YesNo
18112704Secured, Unified, Multifunctional, Digital Currency Store with Machine-Readable Card and/or Mobile AppFebruary 2023March 2024Allow1310NoNo
18112737System, Method, and Computer Program Product for Scoring Using Separate Predictive ModelsFebruary 2023November 2025Abandon3320YesNo
18164245TOUCHLESS AUTHENTICATION METHOD AND SYSTEMFebruary 2023March 2024Allow1410NoNo
18159714SYSTEM AND METHOD FOR REAL-TIME TRANSFER PROTOCOL DETERMINATIONJanuary 2023January 2024Allow1210NoNo
18100636IDENTITY INFORMATION CONTROLLED FINANCIAL ACCOUNT DEVICEJanuary 2023January 2024Allow1210NoNo
18016560VALUE TRANSFER APPARATUS, VALUE TRANSFER SYSTEM, VALUE TRANSFER METHOD, AND NON-TRANSITORY COMPUTER-READABLE MEDIUMJanuary 2023May 2025Abandon2720YesNo
18076864METHOD AND SYSTEM FOR PERFORMING AN OPERATIONDecember 2022March 2024Allow1510NoNo
18058322SYSTEMS AND METHODS FOR DYNAMICALLY SWITCHING PAYMENT MECHANISMS FOR OUTGOING PAYMENTSNovember 2022September 2024Allow2220YesNo
18055599SMART CHIP PAYMENT ACCEPTANCENovember 2022May 2025Allow3020YesNo
17986098AUTOMATIC BANKING PAYMENTSNovember 2022November 2025Abandon3640YesNo
18052743MULTI-DIMENSIONAL CODED REPRESENTATIONS OF ENTITIESNovember 2022June 2025Allow3130YesNo
18052235UTILIZING CARD MOVEMENT DATA TO IDENTIFY FRAUDULENT TRANSACTIONSNovember 2022December 2023Allow1300NoNo
17979155System and Method for Exchanging Currency ChangeNovember 2022May 2025Abandon3130YesNo
17977929PAYMENT SYSTEM USING CUSTOMER'S FINGERPRINTSOctober 2022December 2023Allow1410NoNo
17973566TRANSACTION CARD WITH CONVERTIBLE PAYMENT CARD TYPEOctober 2022July 2024Abandon2010NoNo
17972888METHOD FOR PROCESSING BLACKLIST-BASED TRANSACTION AND RELATED APPARATUSOctober 2022September 2024Abandon2310YesNo
18048371DETERMINING A RESOURCE FOR A PLACE BASED ON THREE-DIMENSIONAL COORDINATES THAT DEFINE THE PLACEOctober 2022December 2024Allow2610NoNo
17969662DEVICE USED TO SCAN THE FORM OF IDENTIFICATION PROVIDED BY THE CUSTOMEROctober 2022December 2024Abandon2620YesNo
17949881METHODS, APPARATUSES, AND SYSTEMS FOR USER ACCOUNT-AFFILIATED PAYMENT AND BILLING, CONSOLIDATED DIGITAL BILLER-PAYMENT WALLETSSeptember 2022February 2024Allow1710NoNo
17930831SYSTEMS AND METHODS FOR DETERMINING PERSONALIZED LOSS VALUATIONS FOR A LOSS EVENTSeptember 2022June 2025Allow3340YesNo
17910200VALUE-ADDED TAX CALCULATION SYSTEM USING MULTI-PURPOSE TAX INVOICESeptember 2022July 2025Abandon3430YesNo
17757473SETTLEMENT PROCESSING SYSTEM , SETTLEMENT PROCESSING METHOD , SETTLEMENT PROCESSING PROGRAM, AND COMPUTER READABLE RECORDING MEDIUM ON WHICH SETTLEMENT PROCESSING PROGRAM IS RECORDED, WHICH MAKE USE OF DIGITAL ASSETSJune 2022July 2025Allow3720YesNo
17834582SYSTEMS AND METHODS FOR PROVISIONING ACCOUNTSJune 2022March 2024Allow2210NoNo
17834683METHOD AND SYSTEM FOR BIOMETRIC PAYMENTSJune 2022December 2024Allow3020YesNo
17833844Offline in-person monetary transfer (OIMT)June 2022June 2024Abandon2401NoNo
17740054INFORMATION DISPLAY METHOD AND APPARATUS, STORAGE MEDIUM, AND ELECTRONIC DEVICEMay 2022December 2023Allow1910NoNo
17728570DYNAMIC TRANSACTION CARD PROTECTED BY MULTI-FACTOR AUTHENTICATIONApril 2022August 2024Allow2820YesNo
17703010Multi-Computer System with Dynamic Authentication for Optimized Queue Management Based on Facial RecognitionMarch 2022March 2024Allow2410NoNo
17691836METHOD AND SYSTEM FOR REFUNDING A PURCHASEMarch 2022January 2025Abandon3410NoNo
17569594Systems and Methods for Cryptocurrency Asset BundlesJanuary 2022July 2023Allow1900NoNo
17624983DATA PROCESSING METHOD, APPARATUS, AND SYSTEMJanuary 2022October 2022Allow1000NoNo
17547638COMPUTER-IMPLEMENTED MORTGAGE PROCESSING SYSTEM AND METHOD FOR FACILITATING A MORTGAGE FULFILLMENT PROCESSDecember 2021December 2023Allow2410NoNo
17542033PRE-MATCHING ORDERS AT WIRE RATE IN A CENTRAL LIMIT ORDER BOOKDecember 2021June 2023Allow1900NoNo
17541734Touchless Transaction on a Transaction TerminalDecember 2021February 2024Allow2610NoNo
17454513PRE-AUTHORIZED TRANSFERNovember 2021June 2023Allow1920YesNo
17453058METHODS AND SYSTEMS FOR PROVIDING PERSONALIZED PURCHASING INFORMATIONNovember 2021September 2023Allow2210NoNo
17515346SYSTEMS AND METHODS FOR DYNAMIC DISPLAYS OF CURRENCY POOLINGOctober 2021April 2024Allow3010NoNo
17440530Automatic Routing Method for SE and Electronic DeviceSeptember 2021December 2023Allow2700NoNo
17478858CREDIT SCORING METHOD AND SERVERSeptember 2021July 2023Allow2210NoNo
17463132COMPUTER-BASED PLATFORMS/SYSTEMS/DEVICES/COMPONENTS AND/OR OBJECTS CONFIGURED FOR FACILITATING ELECTRONIC CHECK-CASHING TRANSACTIONS AND METHODS OF USE THEREOFAugust 2021May 2025Abandon4540YesNo
17410473Financial AutopilotAugust 2021September 2023Allow2510NoNo
17384384DATA PROCESSING UTILIZING A DIGITAL TAGJuly 2021August 2023Allow2521YesNo
17377846SYSTEM AND METHOD FOR REAL-TIME TRANSFER PROTOCOL DETERMINATIONJuly 2021November 2022Allow1610NoNo
17363991PAYMENT PROCESSING METHOD, APPARATUS, DEVICE, AND SYSTEMJune 2021September 2023Abandon2741YesNo
17304972PAYMENTS PLATFORM, METHOD AND SYSTEM HAVING EXTERNAL AND INTERNAL OPERATING MODES FOR INGESTING PAYMENT TRANSACTION DATA FROM PAYMENT GATEWAY SERVICES AT A CLOUD COMPUTING PLATFORMJune 2021September 2023Allow2610NoNo
17304966PAYMENTS PLATFORM, METHOD AND SYSTEM FOR A CLOUD COMPUTING PLATFORMJune 2021September 2023Allow2610NoNo
17359092INTELLIGENT LOAN QUALIFICATION BASED ON FUTURE SERVICING CAPABILITYJune 2021November 2021Allow500NoNo
17354528SYSTEMS AND METHODS FOR MOBILE DEVICE-ENABLED CARDLESS CASH WITHDRAWALSJune 2021April 2023Allow2200NoNo
17351142TOKEN AGGREGATION FOR MULTI-PARTY TRANSACTIONSJune 2021May 2023Allow2320YesNo
17350655METHOD AND APPARATUS WITH MOBILE PAYMENT AND VERIFICATIONJune 2021December 2023Allow3020YesNo
17349708SYSTEMS AND METHODS FOR CODE DISPLAY AND USEJune 2021March 2023Allow2120YesNo
17348170METHODS AND SYSTEMS FOR VERIFYING ELECTRONIC PURCHASES INCLUDING RESTRICTED PRODUCTS AND PAYMENT PROCESSING THEREOFJune 2021July 2023Allow2520YesNo
17345396Secured, Unified, Multifunctional, Digital Currency Store with Machine-Readable Card and/or Mobile AppJune 2021December 2022Allow1801YesNo
17336427METHODS, APPARATUSES, AND SYSTEMS FOR USER ACCOUNT-AFFILIATED PAYMENT AND BILLING, CONSOLIDATED DIGITAL BILLER-PAYMENT WALLETSJune 2021September 2022Allow1641YesNo
17334826System and method to facilitate peer to peer transactions by establishing trust network between the usersMay 2021October 2023Abandon2910NoNo
17331443ASSURED PAYMENT SYSTEM USING DELAYED TRANSACTION QUEUEMay 2021December 2022Allow1810NoNo
17324630PAYMENT SERVICE APPARATUS, PAYMENT SERVICE SYSTEM, PAYMENT SERVICE METHOD, AND PAYMENT SERVICE PROGRAMMay 2021February 2023Abandon2120YesNo
17324100SYSTEM AND METHOD FOR IMPLEMENTING A KEY-CODE BASED MONEY TRANSFERMay 2021December 2022Allow1921YesNo

Appeals Overview

This analysis examines appeal outcomes and the strategic value of filing appeals for examiner PATEL, AMIT HEMANTKUMAR.

Patent Trial and Appeal Board (PTAB) Decisions

Total PTAB Decisions
6
Examiner Affirmed
6
(100.0%)
Examiner Reversed
0
(0.0%)
Reversal Percentile
18.8%
Lower than average

What This Means

With a 0.0% reversal rate, the PTAB affirms the examiner's rejections in the vast majority of cases. This reversal rate is in the bottom 25% across the USPTO, indicating that appeals face significant challenges here.

Strategic Value of Filing an Appeal

Total Appeal Filings
17
Allowed After Appeal Filing
8
(47.1%)
Not Allowed After Appeal Filing
9
(52.9%)
Filing Benefit Percentile
76.0%
Higher than average

Understanding Appeal Filing Strategy

Filing a Notice of Appeal can sometimes lead to allowance even before the appeal is fully briefed or decided by the PTAB. This occurs when the examiner or their supervisor reconsiders the rejection during the mandatory appeal conference (MPEP § 1207.01) after the appeal is filed.

In this dataset, 47.1% of applications that filed an appeal were subsequently allowed. This appeal filing benefit rate is in the top 25% across the USPTO, indicating that filing appeals is particularly effective here. The act of filing often prompts favorable reconsideration during the mandatory appeal conference.

Strategic Recommendations

Appeals to PTAB face challenges. Ensure your case has strong merit before committing to full Board review.

Filing a Notice of Appeal is strategically valuable. The act of filing often prompts favorable reconsideration during the mandatory appeal conference.

Examiner PATEL, AMIT HEMANTKUMAR - Prosecution Strategy Guide

Executive Summary

Examiner PATEL, AMIT HEMANTKUMAR works in Art Unit 3696 and has examined 176 patent applications in our dataset. With an allowance rate of 55.1%, this examiner allows applications at a lower rate than most examiners at the USPTO. Applications typically reach final disposition in approximately 29 months.

Allowance Patterns

Examiner PATEL, AMIT HEMANTKUMAR's allowance rate of 55.1% places them in the 16% percentile among all USPTO examiners. This examiner is less likely to allow applications than most examiners at the USPTO.

Office Action Patterns

On average, applications examined by PATEL, AMIT HEMANTKUMAR receive 2.46 office actions before reaching final disposition. This places the examiner in the 71% percentile for office actions issued. This examiner issues a slightly above-average number of office actions.

Prosecution Timeline

The median time to disposition (half-life) for applications examined by PATEL, AMIT HEMANTKUMAR is 29 months. This places the examiner in the 66% percentile for prosecution speed. Prosecution timelines are slightly faster than average with this examiner.

Interview Effectiveness

Conducting an examiner interview provides a +20.3% benefit to allowance rate for applications examined by PATEL, AMIT HEMANTKUMAR. This interview benefit is in the 64% percentile among all examiners. Recommendation: Interviews provide an above-average benefit with this examiner and are worth considering.

Request for Continued Examination (RCE) Effectiveness

When applicants file an RCE with this examiner, 21.3% of applications are subsequently allowed. This success rate is in the 25% percentile among all examiners. Strategic Insight: RCEs show lower effectiveness with this examiner compared to others. Consider whether a continuation application might be more strategic, especially if you need to add new matter or significantly broaden claims.

After-Final Amendment Practice

This examiner enters after-final amendments leading to allowance in 7.5% of cases where such amendments are filed. This entry rate is in the 7% percentile among all examiners. Strategic Recommendation: This examiner rarely enters after-final amendments compared to other examiners. You should generally plan to file an RCE or appeal rather than relying on after-final amendment entry. Per MPEP § 714.12, primary examiners have discretion in entering after-final amendments, and this examiner exercises that discretion conservatively.

Pre-Appeal Conference Effectiveness

When applicants request a pre-appeal conference (PAC) with this examiner, 80.0% result in withdrawal of the rejection or reopening of prosecution. This success rate is in the 64% percentile among all examiners. Strategic Recommendation: Pre-appeal conferences show above-average effectiveness with this examiner. If you have strong arguments, a PAC request may result in favorable reconsideration.

Appeal Withdrawal and Reconsideration

This examiner withdraws rejections or reopens prosecution in 57.1% of appeals filed. This is in the 31% percentile among all examiners. Of these withdrawals, 50.0% occur early in the appeal process (after Notice of Appeal but before Appeal Brief). Strategic Insight: This examiner shows below-average willingness to reconsider rejections during appeals. Be prepared to fully prosecute appeals if filed.

Petition Practice

When applicants file petitions regarding this examiner's actions, 48.3% are granted (fully or in part). This grant rate is in the 44% percentile among all examiners. Strategic Note: Petitions show below-average success regarding this examiner's actions. Ensure you have a strong procedural basis before filing.

Examiner Cooperation and Flexibility

Examiner's Amendments: This examiner makes examiner's amendments in 0.0% of allowed cases (in the 41% percentile). This examiner makes examiner's amendments less often than average. You may need to make most claim amendments yourself.

Quayle Actions: This examiner issues Ex Parte Quayle actions in 0.0% of allowed cases (in the 44% percentile). This examiner issues Quayle actions less often than average. Allowances may come directly without a separate action for formal matters.

Prosecution Strategy Recommendations

Based on the statistical analysis of this examiner's prosecution patterns, here are tailored strategic recommendations:

  • Prepare for rigorous examination: With a below-average allowance rate, ensure your application has strong written description and enablement support. Consider filing a continuation if you need to add new matter.
  • Plan for RCE after final rejection: This examiner rarely enters after-final amendments. Budget for an RCE in your prosecution strategy if you receive a final rejection.

Relevant MPEP Sections for Prosecution Strategy

  • MPEP § 713.10: Examiner interviews - available before Notice of Allowance or transfer to PTAB
  • MPEP § 714.12: After-final amendments - may be entered "under justifiable circumstances"
  • MPEP § 1002.02(c): Petitionable matters to Technology Center Director
  • MPEP § 1004: Actions requiring primary examiner signature (allowances, final rejections, examiner's answers)
  • MPEP § 1207.01: Appeal conferences - mandatory for all appeals
  • MPEP § 1214.07: Reopening prosecution after appeal

Important Disclaimer

Not Legal Advice: The information provided in this report is for informational purposes only and does not constitute legal advice. You should consult with a qualified patent attorney or agent for advice specific to your situation.

No Guarantees: We do not provide any guarantees as to the accuracy, completeness, or timeliness of the statistics presented above. Patent prosecution statistics are derived from publicly available USPTO data and are subject to data quality limitations, processing errors, and changes in USPTO practices over time.

Limitation of Liability: Under no circumstances will IronCrow AI be liable for any outcome, decision, or action resulting from your reliance on the statistics, analysis, or recommendations presented in this report. Past prosecution patterns do not guarantee future results.

Use at Your Own Risk: While we strive to provide accurate and useful prosecution statistics, you should independently verify any information that is material to your prosecution strategy and use your professional judgment in all patent prosecution matters.