USPTO Examiner JACOB WILLIAM J - Art Unit 3696

Recent Applications

Detailed information about the 100 most recent patent applications.

Application NumberTitleFiling DateDisposal DateDispositionTime (months)Office ActionsRestrictionsInterviewAppeal
17133039DETERMINING COMPLEMENTARY BUSINESS CYCLES FOR SMALL BUSINESSESDecember 2020March 2024Abandon3920NoNo
17126909Method, System, and Computer Program Product for Generating a Token for a User Based on Another Token of Another UserDecember 2020April 2024Abandon4040YesNo
17247512DYNAMICALLY CUSTOMIZING A WORKFLOW SEPARATE FROM DOMAIN LOGICDecember 2020March 2023Allow2710YesNo
17059207PAYMENT APPARATUS AND METHOD OF CONTROLLING THE SAMENovember 2020November 2023Abandon3610NoNo
17102276PEER-TO-PEER PAYMENT SYSTEMS AND METHODSNovember 2020June 2024Allow4340YesNo
17095395SYSTEMS AND METHODS FOR USING MACHINE LEARNING FOR VEHICLE DAMAGE DETECTION AND REPAIR COST ESTIMATIONNovember 2020April 2024Allow4130YesNo
17095438Sustainable Energy Tracking System Utilizing Blockchain Technology and Merkle Tree Hashing StructureNovember 2020February 2023Allow2710YesNo
17087291SYSTEMS AND METHODS FOR WATER LOSS MITIGATION MESSAGINGNovember 2020August 2023Allow3320YesNo
17082306System for Facilitating PaymentsOctober 2020August 2024Allow4630NoNo
17062468APPLICATION PROGRAMING INTERFACE FOR PROVIDING FINANCIAL-PRODUCT ELIGIBILITY QUOTATIONOctober 2020January 2024Abandon3930YesNo
17036228CLOUD-BASED VEHICULAR TELEMATICS SYSTEMS AND METHODS FOR AUTOMATICALLY GENERATING RIDESHARE-BASED RISK PROFILES OF RIDESHARE DRIVERS OF A TRANSPORT NETWORK COMPANY (TNC) PLATFORMSeptember 2020January 2023Abandon2830YesNo
17028032METHOD AND SYSTEM FOR SECURELY INITIATING A CHECKOUT WITH AN ENROLLED DEVICESeptember 2020December 2023Allow3930NoNo
17027171COMPUTER-BASED SYSTEMS FOR CALCULATING RISK OF ASSET TRANSFERSSeptember 2020November 2023Allow3730YesNo
17023268MULTIDIMENSIONAL RISK PROFILING FOR IMPROVED QUANTIFICATION AND MODELING OF OPTIMAL ALTERNATIVE SELECTION STRATEGIESSeptember 2020October 2022Abandon2510NoNo
17000961SYSTEM AND METHOD FOR CRYPTOCURRENCY POINT OF SALEAugust 2020April 2023Allow3230YesNo
16925504SYSTEMS AND METHODS FOR POINTS-OF-SALE TRANSACTIONS AND CUSTOM CONTENTJuly 2020January 2025Allow5440YesYes
16914207PAYMENT-DRIVEN SOURCINGJune 2020December 2022Abandon3020NoNo
16905415Automatic Exchange of Information in Response to a Collision EventJune 2020January 2024Allow4340YesNo
16888747COUNTLESS SYSTEM FOR PRE-STAGING AND EXECUTING TRANSACTIONSMay 2020October 2023Allow4040YesNo
16887622METHODS AND SYSTEMS FOR CONSOLIDATING PROFILES FOR JOINT APPLICATION DETERMINATIONMay 2020June 2023Allow3730YesNo
16874625SYSTEMS AND METHODS FOR MAINTAINING A WORKFLOW MANAGEMENT SYSTEMMay 2020October 2023Allow4150YesNo
16868195METHOD AND SYSTEM FOR GENERATING AN AUTOMATED POLICE REPORTMay 2020July 2021Allow1510NoNo
15929514SELF-SERVICE EXPRESS CABINET AND PACKAGE DELIVERY METHODMay 2020January 2024Allow4440NoNo
16867355CLASSIFYING BEHAVIOR THROUGH SYSTEM-GENERATED TIMELINES AND DEEP LEARNINGMay 2020September 2023Allow4040YesNo
16865570Dynamic Unauthorized Activity Detection and Control SystemMay 2020June 2023Abandon3730NoNo
16759316METHOD OF PRUNING CONVOLUTIONAL NEURAL NETWORK BASED ON FEATURE MAP VARIATIONApril 2020December 2022Abandon3210NoNo
16854300SYSTEMS AND METHODS FOR FACILITATING BILL PAYMENT FUNCTIONALITY IN MOBILE COMMERCEApril 2020February 2022Abandon2220NoNo
16853171PORTFOLIO OPTIMIZATION AND EVALUATION TOOLApril 2020April 2021Allow1210NoNo
16837851SYSTEMS AND METHODS FOR MESSAGE TRACKING USING REAL-TIME NORMALIZED SCORINGApril 2020April 2022Allow2410NoNo
16828025Predicting Economic ConditionsMarch 2020June 2021Allow1520NoNo
16826534Predicting Economic ConditionsMarch 2020July 2021Allow1610NoNo
16810677SYSTEMS AND METHODS FOR WITHDRAWAL CONSOLIDATIONMarch 2020June 2021Allow1520YesNo
16804719ONLINE APPLICATION ORIGINATION (OAO) SERVICE FOR FRAUD PREVENTION SYSTEMSFebruary 2020February 2025Allow6060NoNo
16803342METHOD AND APPARATUS FOR PROCESSING DATAFebruary 2020August 2023Allow4230YesNo
16637139VENDING MACHINEFebruary 2020January 2023Allow3520NoNo
16782793SHAPING A NEURAL NETWORK ARCHITECTURE UTILIZING LEARNABLE SAMPLING LAYERSFebruary 2020April 2023Allow3820YesNo
16748596VIRTUAL REALITY SYSTEM FOR ANALYZING FINANCIAL RISKJanuary 2020November 2023Allow4560YesYes
16741070Maintaining Current Insurance Information at a Mobile DeviceJanuary 2020April 2023Allow3940YesYes
16735119Opportunity List EngineJanuary 2020March 2022Allow2620NoNo
16733510TELEPHONE-BASED PAYMENTS USING TOKENSJanuary 2020December 2022Abandon3540YesNo
16733834METHODS, SYSTEMS, AND APPARATUSES FOR DETECTING MERCHANT CATEGORY CODE SHIFT BEHAVIORJanuary 2020March 2022Allow2610YesNo
16728788Rental Deposit Advocate System and MethodDecember 2019October 2022Allow3430NoNo
16720140VIRTUAL OVER-THE-COUNTER FINANCIAL PRODUCT EXCHANGE SYSTEMDecember 2019February 2024Allow5071YesNo
16715914FRAUDULENT ACTIVITY SHELLDecember 2019May 2023Allow4150YesNo
16710959DATA BREACH MONITORING AND REMEDIATIONDecember 2019April 2023Allow4030YesNo
16706472ARTIFICIAL INTELLIGENCE SYSTEM WITH ITERATIVE TWO-PHASE ACTIVE LEARNINGDecember 2019September 2023Allow4630YesNo
16698880WORKFLOW GUIDANCE INTERFACE FOR LOAN ORIGINATION SYSTEMNovember 2019January 2023Abandon3820NoNo
16694608SYSTEMS AND METHODS FOR COMMUNICATING LIABILITY ACCEPTANCE WITH PAYMENT CARD TRANSACTIONSNovember 2019September 2022Allow3440NoNo
16694502AUTOMATIC OPTIMAL PAYMENT TYPE DETERMINATION SYSTEMSNovember 2019September 2021Allow2240YesNo
16674474IDENTIFICATION OF BEHAVIORAL PATTERN OF SIMULATED TRANSACTION DATANovember 2019December 2022Allow3730YesNo
16582453CLIMATE DATA PROCESSING AND IMPACT PREDICTION SYSTEMSSeptember 2019January 2022Abandon2820NoNo
16578218SYSTEMS AND METHODS FOR GENERATING A DIGITAL DOCUMENT USING RETRIEVED TAGGED DATASeptember 2019June 2022Allow3340YesNo
16526146CATEGORIZING FINANCIAL TRANSACTIONS BASED ON SPENDING PATTERNSJuly 2019September 2021Allow2620YesNo
16522611Adjusted Factor-Based Performance AttributionJuly 2019March 2021Abandon2010NoNo
16522620Performance Attribution for Portfolios with Composite InvestmentsJuly 2019August 2021Allow2520NoNo
16457913TRANSACTION-ENABLED SYSTEMS AND METHODS FOR RESOURCE ACQUISITION FOR A FLEET OF MACHINESJune 2019February 2023Allow4430YesNo
16452123Separately Traded Registered Discount Income and Equity Securities and Systems and Methods for Trading ThereofJune 2019May 2021Allow2320NoNo
16374659Automated Generation Of Listings For Online MarketplacesApril 2019December 2022Abandon4420NoNo
16284438ACTIVATING A TRANSACTION CARDFebruary 2019April 2020Allow1310YesNo
16252093SYSTEMS AND METHODS FOR COLLECTING AND PROCESSING ALTERNATIVE DATA SOURCES FOR RISK ANALYSIS AND INSURANCEJanuary 2019July 2024Abandon6031YesYes
16186093COMMUNICATION SYSTEM WITH DIGITAL WALLET HAVING BLANK USER CARD AND RELATED METHODSNovember 2018October 2022Allow4750YesNo
16165859METHOD AND APPARATUS FOR PERFORMING TRANSACTIONS OVER A NETWORK USING CROSS-ORIGIN COMMUNICATIONOctober 2018February 2023Allow5270NoNo
16136387IMPLEMENTING MACHINE LEARNING FOR LIFE AND HEALTH INSURANCE CLAIMS HANDLINGSeptember 2018January 2023Allow5250YesNo
16125512Proof-of-Devotion Blockchain Consensus AlgorithmSeptember 2018December 2020Abandon2710NoNo
16107702CLIMATE DATA PROCESSING AND IMPACT PREDICTION SYSTEMSAugust 2018September 2019Allow1320YesNo
16050066APPARATUSES, METHODS AND SYSTEMS FOR A TRACKING PLATFORM FOR STANDARDIZED INSTRUMENTSJuly 2018December 2020Allow2920NoNo
16018535DATA TRANSMISSION AND PROCESSING ARRANGEMENT AND DATA TRANSMISSION AND PROCESSING METHOD FOR PAYMENT OF A PRODUCT OR SERVICEJune 2018October 2021Abandon4021NoNo
16016382SYSTEMS AND METHODS FOR ONLINE PAYMENT TRANSACTIONSJune 2018November 2021Allow4130YesNo
16013033METHOD OF CREATING AND MAINTAINING A STABLE CRYPTO-CURRENCYJune 2018September 2020Abandon2710NoNo
16013780INFORMATION PROCESSING METHOD AND APPARATUSJune 2018November 2021Allow4130YesNo
16006004COMPUTER-BASED SYSTEMS FOR CALCULATING RISK OF ASSET TRANSFERSJune 2018June 2022Allow4840YesNo
16004953SYSTEMS AND METHODS FOR A TRANSACTIONAL KEYBOARDJune 2018July 2022Allow4940YesNo
16002383FINANCIAL HEALTH TOOLJune 2018February 2023Abandon5660YesNo
16000872METHODS AND SYSTEMS FOR ASSESSING PERFORMANCE AND RISK IN FINANCING SUPPLY CHAINJune 2018December 2021Allow4230NoNo
15995039ELECTRONIC PAYROLL FUNDS TRANSFER DELAY AND FAILED TRANSFER COVERAGEMay 2018February 2022Allow4531YesNo
15967143PAYMENT APPLICATION WITH MERCHANT PHYSICAL LOCATION PERSONALIZATIONApril 2018December 2020Abandon3120YesNo
15907705NORMALIZATION AND SECURE STORAGE OF ASSET VALUATION INFORMATIONFebruary 2018January 2022Allow4630YesNo
15900245TECHNOLOGY FOR ANALYZING IMAGE DATA TO AUTOMATICALLY MANAGE CUSTOMER POLICIESFebruary 2018October 2021Abandon4440NoNo
15746800MOBILE TERMINAL AND CONTROL METHOD THEREOFJanuary 2018March 2021Allow3720YesNo
15872683PEER-TO-PEER PAYMENT SYSTEMS AND METHODSJanuary 2018July 2020Allow3060YesNo
15871342PAYMENT INFORMATION TECHNOLOGIESJanuary 2018April 2022Abandon5041YesNo
15870471SYSTEMS AND APPARATUSES FOR PROVIDING AN AUGMENTED REALITY REAL ESTATE PROPERTY INTERFACEJanuary 2018January 2021Abandon3610NoNo
15855979SYSTEMS AND METHODS FOR ASSESSING FINANCIAL STABILITY AND PREPAREDNESSDecember 2017April 2020Abandon2810NoNo
15852212ANONYMIZING USER IDENTITY VIA MACHINE-READABLE CODESDecember 2017December 2021Allow4840NoNo
15851975COMPUTERIZED SYSTEM AND METHOD OF NAVIGATING DATA WITH TREE STRUCTURE VISUALIZATION USING SEGMENTED ACCESS RIGHTSDecember 2017September 2020Allow3320YesNo
15846470CENTRALIZED TRANSACTION LIMIT MANAGEMENT IN PAYMENT ACCOUNT SYSTEMDecember 2017October 2020Abandon3420NoNo
15577371METHOD AND APPARATUS FOR RECOVERING INCOMPLETE TRANSACTIONNovember 2017January 2022Allow4940YesNo
15797663CONTENT STORAGE MANAGEMENT BASED ON MULTI-DIMENSIONAL VALUATION MODELSOctober 2017September 2021Allow4630YesNo
15792253METHOD AND APPARATUS FOR PERFORMING TRANSACTIONS OVER A NETWORK USING CROSS-ORIGIN COMMUNICATIONOctober 2017July 2018Allow910NoNo
15707332SETTLEMENT PROCESSING DEVICE AND METHOD, AND COMPUTER PROGRAMSeptember 2017December 2020Abandon3920NoNo
15669523CALCULATING ASSET VALUE USING MULTI-DIMENSIONAL MODELSAugust 2017October 2020Allow3820YesNo
15642814METHOD AND SYSTEM FOR ELECTRONIC VOUCHERS VIA BLOCKCHAINJuly 2017May 2021Allow4640NoNo
15640325SYSTEM, METHOD, AND COMPUTER PROGRAM FOR SECURELY TRANSMITTING AND PRESENTING PAYMENT CARD DATA IN A WEB CLIENTJune 2017January 2021Allow4330YesYes
15473583SYSTEMS AND METHODS FOR MULTI-PARTY SENSORSMarch 2017August 2020Abandon4120NoNo
15446581Predicting Economic ConditionsMarch 2017January 2020Allow3510NoNo
15446641Predicting Economic ConditionsMarch 2017January 2020Allow3510NoNo
15398202IMPLEMENTING COGNITIVE MODELING TECHNIQUES TO PROVIDE BIDDING SUPPORTJanuary 2017June 2020Allow4230NoNo
15398108SYSTEM AND METHOD FOR VERIFYING EXTRACTION OF MULTIPLE DOCUMENT IMAGES FROM AN ELECTRONIC DOCUMENTJanuary 2017July 2023Abandon6040NoYes
15397926METHOD AND SYSTEM FOR SECURED MERCHANT VERIFICATIONJanuary 2017April 2020Allow3920YesNo
15398245Systems and Methods for Sanction ManagementJanuary 2017December 2023Abandon6080YesYes

Appeals Overview

This analysis examines appeal outcomes and the strategic value of filing appeals for examiner JACOB, WILLIAM J.

Patent Trial and Appeal Board (PTAB) Decisions

Total PTAB Decisions
22
Examiner Affirmed
18
(81.8%)
Examiner Reversed
4
(18.2%)
Reversal Percentile
30.7%
Lower than average

What This Means

With a 18.2% reversal rate, the PTAB affirms the examiner's rejections in the vast majority of cases. This reversal rate is below the USPTO average, indicating that appeals face more challenges here than typical.

Strategic Value of Filing an Appeal

Total Appeal Filings
39
Allowed After Appeal Filing
11
(28.2%)
Not Allowed After Appeal Filing
28
(71.8%)
Filing Benefit Percentile
42.7%
Lower than average

Understanding Appeal Filing Strategy

Filing a Notice of Appeal can sometimes lead to allowance even before the appeal is fully briefed or decided by the PTAB. This occurs when the examiner or their supervisor reconsiders the rejection during the mandatory appeal conference (MPEP § 1207.01) after the appeal is filed.

In this dataset, 28.2% of applications that filed an appeal were subsequently allowed. This appeal filing benefit rate is below the USPTO average, suggesting that filing an appeal has limited effectiveness in prompting favorable reconsideration.

Strategic Recommendations

Appeals to PTAB face challenges. Ensure your case has strong merit before committing to full Board review.

Filing a Notice of Appeal shows limited benefit. Consider other strategies like interviews or amendments before appealing.

Examiner JACOB, WILLIAM J - Prosecution Strategy Guide

Executive Summary

Examiner JACOB, WILLIAM J works in Art Unit 3696 and has examined 255 patent applications in our dataset. With an allowance rate of 44.3%, this examiner allows applications at a lower rate than most examiners at the USPTO. Applications typically reach final disposition in approximately 41 months.

Allowance Patterns

Examiner JACOB, WILLIAM J's allowance rate of 44.3% places them in the 10% percentile among all USPTO examiners. This examiner is less likely to allow applications than most examiners at the USPTO.

Office Action Patterns

On average, applications examined by JACOB, WILLIAM J receive 3.31 office actions before reaching final disposition. This places the examiner in the 89% percentile for office actions issued. This examiner issues more office actions than most examiners, which may indicate thorough examination or difficulty in reaching agreement with applicants.

Prosecution Timeline

The median time to disposition (half-life) for applications examined by JACOB, WILLIAM J is 41 months. This places the examiner in the 22% percentile for prosecution speed. Applications take longer to reach final disposition with this examiner compared to most others.

Interview Effectiveness

Conducting an examiner interview provides a +38.9% benefit to allowance rate for applications examined by JACOB, WILLIAM J. This interview benefit is in the 85% percentile among all examiners. Recommendation: Interviews are highly effective with this examiner and should be strongly considered as a prosecution strategy. Per MPEP § 713.10, interviews are available at any time before the Notice of Allowance is mailed or jurisdiction transfers to the PTAB.

Request for Continued Examination (RCE) Effectiveness

When applicants file an RCE with this examiner, 15.5% of applications are subsequently allowed. This success rate is in the 14% percentile among all examiners. Strategic Insight: RCEs show lower effectiveness with this examiner compared to others. Consider whether a continuation application might be more strategic, especially if you need to add new matter or significantly broaden claims.

After-Final Amendment Practice

This examiner enters after-final amendments leading to allowance in 14.3% of cases where such amendments are filed. This entry rate is in the 17% percentile among all examiners. Strategic Recommendation: This examiner rarely enters after-final amendments compared to other examiners. You should generally plan to file an RCE or appeal rather than relying on after-final amendment entry. Per MPEP § 714.12, primary examiners have discretion in entering after-final amendments, and this examiner exercises that discretion conservatively.

Pre-Appeal Conference Effectiveness

When applicants request a pre-appeal conference (PAC) with this examiner, 82.4% result in withdrawal of the rejection or reopening of prosecution. This success rate is in the 66% percentile among all examiners. Strategic Recommendation: Pre-appeal conferences show above-average effectiveness with this examiner. If you have strong arguments, a PAC request may result in favorable reconsideration.

Appeal Withdrawal and Reconsideration

This examiner withdraws rejections or reopens prosecution in 47.6% of appeals filed. This is in the 14% percentile among all examiners. Of these withdrawals, 55.0% occur early in the appeal process (after Notice of Appeal but before Appeal Brief). Strategic Insight: This examiner rarely withdraws rejections during the appeal process compared to other examiners. If you file an appeal, be prepared to fully prosecute it to a PTAB decision. Per MPEP § 1207, the examiner will prepare an Examiner's Answer maintaining the rejections.

Petition Practice

When applicants file petitions regarding this examiner's actions, 47.1% are granted (fully or in part). This grant rate is in the 40% percentile among all examiners. Strategic Note: Petitions show below-average success regarding this examiner's actions. Ensure you have a strong procedural basis before filing.

Examiner Cooperation and Flexibility

Examiner's Amendments: This examiner makes examiner's amendments in 0.0% of allowed cases (in the 40% percentile). This examiner makes examiner's amendments less often than average. You may need to make most claim amendments yourself.

Quayle Actions: This examiner issues Ex Parte Quayle actions in 0.0% of allowed cases (in the 46% percentile). This examiner issues Quayle actions less often than average. Allowances may come directly without a separate action for formal matters.

Prosecution Strategy Recommendations

Based on the statistical analysis of this examiner's prosecution patterns, here are tailored strategic recommendations:

  • Prepare for rigorous examination: With a below-average allowance rate, ensure your application has strong written description and enablement support. Consider filing a continuation if you need to add new matter.
  • Expect multiple rounds of prosecution: This examiner issues more office actions than average. Address potential issues proactively in your initial response and consider requesting an interview early in prosecution.
  • Prioritize examiner interviews: Interviews are highly effective with this examiner. Request an interview after the first office action to clarify issues and potentially expedite allowance.
  • Plan for RCE after final rejection: This examiner rarely enters after-final amendments. Budget for an RCE in your prosecution strategy if you receive a final rejection.
  • Plan for extended prosecution: Applications take longer than average with this examiner. Factor this into your continuation strategy and client communications.

Relevant MPEP Sections for Prosecution Strategy

  • MPEP § 713.10: Examiner interviews - available before Notice of Allowance or transfer to PTAB
  • MPEP § 714.12: After-final amendments - may be entered "under justifiable circumstances"
  • MPEP § 1002.02(c): Petitionable matters to Technology Center Director
  • MPEP § 1004: Actions requiring primary examiner signature (allowances, final rejections, examiner's answers)
  • MPEP § 1207.01: Appeal conferences - mandatory for all appeals
  • MPEP § 1214.07: Reopening prosecution after appeal

Important Disclaimer

Not Legal Advice: The information provided in this report is for informational purposes only and does not constitute legal advice. You should consult with a qualified patent attorney or agent for advice specific to your situation.

No Guarantees: We do not provide any guarantees as to the accuracy, completeness, or timeliness of the statistics presented above. Patent prosecution statistics are derived from publicly available USPTO data and are subject to data quality limitations, processing errors, and changes in USPTO practices over time.

Limitation of Liability: Under no circumstances will IronCrow AI be liable for any outcome, decision, or action resulting from your reliance on the statistics, analysis, or recommendations presented in this report. Past prosecution patterns do not guarantee future results.

Use at Your Own Risk: While we strive to provide accurate and useful prosecution statistics, you should independently verify any information that is material to your prosecution strategy and use your professional judgment in all patent prosecution matters.