USPTO Examiner BUNKER WILLIAM B - Art Unit 3691

Recent Applications

Detailed information about the 100 most recent patent applications.

Application NumberTitleFiling DateDisposal DateDispositionTime (months)Office ActionsRestrictionsInterviewAppeal
18747438SYSTEMS AND METHODS FOR PROVIDING NOTIFICATIONS TO DEVICESJune 2024February 2026Allow2010YesNo
18668087DETECTING UNDESIRABLE ACTIVITY BASED ON MATCHING PARAMETERS OF GROUPS OF NODES IN GRAPHICAL REPRESENTATIONSMay 2024January 2025Allow810YesNo
18664582Transaction Based Authentication with Item-Level DataMay 2024September 2025Allow1600YesNo
18642258BRIDGING NETWORK TRANSACTION PLATFORMS TO UNIFY CROSS-PLATFORM TRANSFERSApril 2024January 2026Allow2010YesNo
18609927SYSTEMS AND METHODS FOR RESOURCE ALLOCATIONMarch 2024October 2025Allow1950YesNo
18435311Direct Data ShareFebruary 2024September 2025Allow2010YesNo
18431076System, Method, and Computer Program Product for Interpreting Black Box Models by Perturbing Transaction ParametersFebruary 2024January 2026Allow2320YesNo
18428889METHODS AND APPARATUSES FOR AI DIGITAL ASSISTANTSJanuary 2024January 2026Abandon2310NoNo
18393122SYSTEMS AND METHODS FOR INTEGRATING, AGGREGATING AND UTILIZING DATA FROM A PLURALITY OF DATA SOURCESDecember 2023September 2025Allow2110YesNo
18502968INFORMATION PROCESSING METHOD AND STORAGE MEDIUMNovember 2023September 2025Allow2210YesNo
18501240COMPUTER-BASED SYSTEMS AND PLATFORMS AND COMPUTER-IMPLEMENTED METHODS CONFIGURED FOR TRACKING DATA OBJECTS BEHAVIOURS AND UTILIZING GRAPHICAL USER INTERFACE ELEMENTS TO EXECUTE NUMEROUS ELECTRONIC ACTIVITIES WITH A SINGLE INSTRUCTIONNovember 2023April 2025Allow1810YesNo
18497268USER INTERFACES FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCESOctober 2023April 2025Allow1810YesNo
18497299SYSTEMS AND METHODS FOR LEAST COST ACQUIRER ROUTING FOR PRICING MODELSOctober 2023November 2025Allow2530YesNo
18481640METHOD OF LEASING POWER STORAGE, COMPUTER APPARATUS, AND LEASE SYSTEMOctober 2023January 2026Abandon2720YesNo
18244266Techniques For Expediting Processing Of Blockchain TransactionsSeptember 2023December 2025Allow2720YesNo
18461477EDGE DEPLOYMENT OF CLOUD-ORIGINATED MACHINE LEARNING AND ARTIFICIAL INTELLIGENCE WORKLOADSSeptember 2023July 2024Abandon1020NoNo
18449489SYSTEMS AND METHODS FOR DETECTING OUT-OF-PATTERN TRANSACTIONSAugust 2023April 2025Allow2010YesNo
18362604MACHINE LEARNING BASED APPROACH FOR RECOMMENDING DIFFERENT CATEGORIES OF TAX DEDUCTIBLE EXPENSES AND RELATED EXAMPLES OF TAX DEDUCTIBLE EXPENSES FOR EACH CATEGORYJuly 2023February 2024Allow610YesNo
18224641SYSTEM AND METHOD FOR TRADING DISTINCT AND IDENTIFIABLE PORTIONS OF A PHYSICAL COMMODITYJuly 2023May 2025Allow2210YesNo
18331728DYNAMICALLY DISPLAYING CONTEXTUAL INFORMATION ON A SMART CARDJune 2023March 2025Allow2210YesNo
18324859DYNAMIC GENERATION OF DIGITAL MESSAGES WITH UNIQUE LINKS FOR DIRECT TO MERCHANT PAYMENTSMay 2023May 2025Allow2310YesNo
18141101METHODS AND APPARATUSES FOR AI DIGITAL ASSISTANTSApril 2023October 2023Allow610YesNo
18305988SYSTEMS AND METHODS FOR GENERATING USAGE-BASED INSURANCE CONTRACTS FOR PEER-TO-PEER TRANSACTIONSApril 2023August 2025Allow2820YesNo
18123362System, Method, and Computer Program Product for Generating Synthetic DataMarch 2023March 2025Allow2410YesNo
18160716METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR VALIDATING ELECTRONIC DISTRIBUTION TRANSACTIONS AND REDUCING NON-COMPLIANT ELECTRONIC DISTRIBUTION TRANSACTIONSJanuary 2023March 2025Allow2610YesNo
18101163MONITORING PROCESS FOR INTERMITTENT AND TEMPORARY TRANSFERSJanuary 2023February 2024Allow1320YesNo
18101154PLATFORM FOR TEMPORARY AND INTERMITTENT TRANSFERSJanuary 2023February 2024Allow1320YesNo
18014822System, Method, and Computer Program Product for Interpreting Black Box Models by Perturbing Transaction ParametersJanuary 2023October 2023Allow1010YesNo
18059033DETECTING FRAUDULENT TRANSACTIONSNovember 2022July 2023Allow810YesNo
17979351AUTOMATED DECISIONING BASED ON PREDICTED USER INTENTNovember 2022November 2024Allow2530YesNo
18050252BRIDGING NETWORK TRANSACTION PLATFORMS TO UNIFY CROSS-PLATFORM TRANSFERSOctober 2022December 2023Allow1320YesNo
17956934PRODUCTS AND PROCESSES FOR ORDER DISTRIBUTIONSeptember 2022July 2025Abandon3420NoNo
17956279USER INTERFACES FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCESSeptember 2022March 2025Allow3020YesNo
17956062SYSTEMS AND METHODS FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCESSeptember 2022March 2025Allow3020YesNo
17900416Automated Transaction Processing Based on Cognitive LearningAugust 2022August 2024Allow2300YesNo
17885610ATM LEVERAGING EDGE DEVICES FOR ALTERNATIVE DATA ROUTINGAugust 2022March 2025Allow3130YesNo
17872768SYSTEMS AND METHODS FOR CONFIGURING AND IMPLEMENTING A MALICIOUS ACCOUNT TESTING MACHINE LEARNING MODEL IN A MACHINE LEARNING-BASED DIGITAL THREAT MITIGATION PLATFORMJuly 2022February 2023Allow610YesNo
17872045METHOD AND SYSTEM FOR VALIDATING FINANCIAL EVENTS AND SECURITY EVENTSJuly 2022October 2025Allow3830YesNo
17812110Stock exchange trading platformJuly 2022February 2026Allow4340YesNo
17836993TAX RETURN DOCUMENT GENERATIONJune 2022December 2024Allow3120YesNo
17828097MANAGEMENT METHODS AND SYSTEMS FOR ELECTRIC VEHICLE CHARGING EQUIPMENTMay 2022November 2025Abandon4210NoNo
17824688FRAUD DETECTION SYSTEMS AND METHODSMay 2022August 2025Allow3930YesNo
17660742OMNICHANNEL SYSTEM AND A METHOD FOR PROVIDING FINANCIAL AND BANK SERVICESApril 2022August 2024Abandon2730YesNo
17729634System, Method, and Computer Program Product to Determine Cuisine Type ClassifiersApril 2022March 2025Allow3420YesNo
17717840ANOMALY AND FRAUD DETECTION WITH FAKE EVENT DETECTION USING PIXEL INTENSITY TESTINGApril 2022July 2024Allow2710YesNo
17717880ANOMALY AND FRAUD DETECTION WITH FAKE EVENT DETECTION USING PIXEL INTENSITY TESTINGApril 2022July 2024Allow2710YesNo
17717811ANOMALY AND FRAUD DETECTION WITH FAKE EVENT DETECTION USING PIXEL INTENSITY TESTINGApril 2022April 2024Allow2410YesNo
17710704SYSTEM AND METHOD FOR ANALYZING TRANSACTION NODES USING VISUAL ANALYTICSMarch 2022June 2025Allow3930YesNo
17708055ELECTRONIC PAYMENT SYSTEM, ELECTRONIC PAYMENT METHOD, AND INFORMATION STORAGE MEDIUMMarch 2022January 2025Allow3410YesNo
17657052SYSTEM AND METHOD FOR PROVIDING ADDITONAL MONTHLY INCOME BY CAPITALIZING EXPECTED ANNUAL TAX REFUND TO MONTHLY PAYMENTS AND OR PREDICTING ACCURATE TAX WITHHOLDINGS FOR CERTAIN TAXPAYERSMarch 2022March 2024Allow2310YesNo
17695755SYSTEMS AND METHODS FOR VALIDATING ASSET DESTINATIONS IN BLOCKCHAIN NETWORKSMarch 2022March 2024Allow2410YesNo
17687324SYSTEMS AND METHODS FOR INTEGRATING, AGGREGATING AND UTILIZING DATA FROM A PLURALITY OF DATA SOURCESMarch 2022October 2023Allow1900YesNo
17571244SYSTEMS AND METHODS FOR PROVIDING NOTIFICATIONS TO DEVICESJanuary 2022March 2024Allow2610YesNo
17550259SYSTEM AND METHODS FOR IDENTIFYING COUNTERFEIT CHECKS USING DIMENSIONAL REDUCTION OF SERIAL NUMBERSDecember 2021November 2023Allow2310YesNo
17549738SELF LEARNING DATA LOADING OPTIMIZATION FOR A RULE ENGINEDecember 2021September 2023Allow2110YesNo
17532309Machine learning models for fraud detectionNovember 2021March 2024Allow2720YesNo
17520918Direct Data ShareNovember 2021December 2023Allow2610YesNo
17501912ONLINE PAYMENT SYSTEM VIA EXISTING PAYMENT CHANNEL OF MERCHANTSOctober 2021June 2022Allow810YesNo
17497433Multi-Modal Trade Execution with Smart Order RoutingOctober 2021August 2023Allow2200NoNo
17484677Method, System, and Computer Program Product for Processing a Potentially Fraudulent TransactionSeptember 2021September 2023Allow2410YesNo
17468622CENTRALIZED RESTAURANT MANAGEMENTSeptember 2021March 2024Allow3020YesNo
17465776INTEGRATED MACHINE LEARNING AND BLOCKCHAIN SYSTEMS AND METHODS FOR IMPLEMENTING AN ONLINE PLATFORM FOR ACCELERATING ONLINE TRANSACTINGSeptember 2021September 2022Allow1220YesNo
17463652RULE BASED MACHINE LEARNING FOR PRECISE FRAUD DETECTIONSeptember 2021June 2024Allow3330YesNo
17463539Method For Dynamically Reconfiguring Machine Learning ModelsAugust 2021October 2023Allow2510YesNo
17389532EMBEDDING SERVICE FOR UNSTRUCTURED DATAJuly 2021October 2024Allow3930YesNo
17386962Transaction Based Authentication with Item-Level DataJuly 2021March 2024Allow3240YesNo
17363347SMART STAGERJune 2021February 2024Allow3220YesNo
17419613BACKEND ARCHITECTURE METHOD AND SYSTEM FOR AGGREGATE PAYMENT, COMPUTER DEVICE, AND STORAGE MEDIUMJune 2021April 2024Allow3430YesNo
17358046CROSS-BORDER RESOURCE TRANSFER AUTHENTICITY VERIFICATION METHOD, DEVICE AND ELECTRONIC EQUIPMENTJune 2021May 2022Allow1120YesNo
17357791TAX REFUND LOAN MANAGEMENT PLATFORMJune 2021March 2022Allow920YesNo
17349806EMERGENCY SERVICES/VIRTUAL TRAVEL WALLETJune 2021October 2023Abandon2810NoNo
17304065Method and System to Predict ATM Locations for UsersJune 2021May 2023Allow2310YesNo
17319340METHOD AND SYSTEM FOR INFORMATION AUTHENTICATIONMay 2021October 2024Allow4210YesNo
17315409MULTI-PHASE PRIVACY-PRESERVING INFERENCING IN A HIGH VOLUME DATA ENVIRONMENTMay 2021September 2024Allow4030YesNo
17240595HOLISTIC TRACKING AND MONITORING OF GOALSApril 2021April 2025Abandon4740YesNo
17240889FRICTIONLESS TOKEN BASED BLOCKCHAINApril 2021November 2021Allow710YesNo
17232820SYSTEM AND METHOD FOR IMPLEMENTING AUTONOMOUS FRAUD RISK MANAGEMENTApril 2021March 2024Allow3530YesNo
17209949USER INTERFACES FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCESMarch 2021September 2023Allow3020YesNo
17195791SYSTEMS AND METHODS FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCESMarch 2021December 2023Allow3330YesNo
17189978RESOURCE ALLOCATIONMarch 2021July 2023Allow2820YesNo
17181119DYNAMICALLY DISPLAYING CONTEXTUAL INFORMATION ON A SMART CARDFebruary 2021April 2023Allow2510YesNo
17176642Direct Data ShareFebruary 2021July 2021Allow510YesNo
17176361SYSTEMS AND METHODS FOR LEAST COST ACQUIRER ROUTING FOR PRICING MODELSFebruary 2021August 2023Allow3020YesNo
17266105SYSTEM AND METHOD OF DETERMINING TAX LIABILITY OF ENTITYFebruary 2021March 2024Allow3730YesNo
17168035INTELLIGENT RECURRING TRANSACTION PROCESSING AND FRAUD DETECTIONFebruary 2021July 2023Allow2920YesNo
17164957PROVIDING RESTITUTION WHEN AN UNATTENDED PACKAGE IS DAMAGED BY IMPROPER STORAGE OR INCLEMENT WEATHERFebruary 2021February 2024Allow3600YesNo
17157643BLOCKCHAIN-BASED PROGRAM REVIEW SYSTEM, METHOD, COMPUTING DEVICE AND STORAGE MEDIUMJanuary 2021June 2021Allow510YesNo
17151523SYSTEMS AND METHODS FOR DETECTING OUT-OF-PATTERN TRANSACTIONSJanuary 2021March 2023Allow2610YesNo
17136108System, Method, and Computer Program Product for Generating Synthetic DataDecember 2020January 2023Allow2500YesNo
17117235TERMINAL OPERATOR THEFT DETECTOR AND ANALYZERDecember 2020July 2023Allow3120YesNo
17110242SYSTEMS AND METHODS FOR FACILITATING PAYMENT APPLICATION PROVISIONING AND TRANSACTINGDecember 2020July 2023Allow3220YesNo
17099321Techniques For Expediting Processing Of Blockchain TransactionsNovember 2020June 2023Allow3110YesNo
17092762ELECTRONIC TRANSACTION PROCESSINGNovember 2020February 2023Abandon2710NoNo
17093433COMPUTER-BASED SYSTEMS AND PLATFORMS AND COMPUTER-IMPLEMENTED METHODS CONFIGURED FOR TRACKING DATA OBJECTS' BEHAVIOURS AND UTILIZING GRAPHICAL USER INTERFACE ELEMENTS TO EXECUTE NUMEROUS ELECTRONIC ACTIVITIES WITH A SINGLE INSTRUCTIONNovember 2020July 2023Allow3220YesNo
17079419SYSTEM AND METHOD FOR UPDATING AND MANAGING HOSTED CATALOGS IN A PROCUREMENT SYSTEMOctober 2020October 2023Allow3620YesNo
17071773SYSTEMS AND METHODS FOR GENERATING USAGE-BASED INSURANCE CONTRACTS FOR PEER-TO-PEER TRANSACTIONSOctober 2020February 2023Allow2810YesNo
17063522BIOMETRIC DATA SUB-SAMPLING DURING DECENTRALIZED BIOMETRIC AUTHENTICATIONOctober 2020October 2023Abandon3750YesNo
17038760DYNAMIC GENERATION OF DIGITAL MESSAGES WITH UNIQUE LINKS FOR DIRECT-TO-MERCHANT PAYMENTSSeptember 2020February 2023Allow2920YesNo
17030585Methods and Systems for Relaying a Payment Card Detail During a Telephone Call Between a Customer's Telephone and a Vendor's TelephoneSeptember 2020March 2021Allow510YesNo
17018089SYSTEM, METHOD AND COMPUTER-ACCESSIBLE MEDIUM FOR RESOURCE CENTRIC AUTHORIZATION IN MULTI PARTNER ECOSYSTEMSeptember 2020September 2022Allow2400YesNo

Appeals Overview

This analysis examines appeal outcomes and the strategic value of filing appeals for examiner BUNKER, WILLIAM B.

Patent Trial and Appeal Board (PTAB) Decisions

Total PTAB Decisions
2
Examiner Affirmed
1
(50.0%)
Examiner Reversed
1
(50.0%)
Reversal Percentile
77.9%
Higher than average

What This Means

With a 50.0% reversal rate, the PTAB reverses the examiner's rejections in a meaningful percentage of cases. This reversal rate is in the top 25% across the USPTO, indicating that appeals are more successful here than in most other areas.

Strategic Value of Filing an Appeal

Total Appeal Filings
4
Allowed After Appeal Filing
2
(50.0%)
Not Allowed After Appeal Filing
2
(50.0%)
Filing Benefit Percentile
83.1%
Higher than average

Understanding Appeal Filing Strategy

Filing a Notice of Appeal can sometimes lead to allowance even before the appeal is fully briefed or decided by the PTAB. This occurs when the examiner or their supervisor reconsiders the rejection during the mandatory appeal conference (MPEP § 1207.01) after the appeal is filed.

In this dataset, 50.0% of applications that filed an appeal were subsequently allowed. This appeal filing benefit rate is in the top 25% across the USPTO, indicating that filing appeals is particularly effective here. The act of filing often prompts favorable reconsideration during the mandatory appeal conference.

Strategic Recommendations

Appeals to PTAB show good success rates. If you have a strong case on the merits, consider fully prosecuting the appeal to a Board decision.

Filing a Notice of Appeal is strategically valuable. The act of filing often prompts favorable reconsideration during the mandatory appeal conference.

Examiner BUNKER, WILLIAM B - Prosecution Strategy Guide

Executive Summary

Examiner BUNKER, WILLIAM B works in Art Unit 3691 and has examined 192 patent applications in our dataset. With an allowance rate of 78.6%, this examiner has a below-average tendency to allow applications. Applications typically reach final disposition in approximately 32 months.

Allowance Patterns

Examiner BUNKER, WILLIAM B's allowance rate of 78.6% places them in the 47% percentile among all USPTO examiners. This examiner has a below-average tendency to allow applications.

Office Action Patterns

On average, applications examined by BUNKER, WILLIAM B receive 1.81 office actions before reaching final disposition. This places the examiner in the 41% percentile for office actions issued. This examiner issues fewer office actions than average, which may indicate efficient prosecution or a more lenient examination style.

Prosecution Timeline

The median time to disposition (half-life) for applications examined by BUNKER, WILLIAM B is 32 months. This places the examiner in the 53% percentile for prosecution speed. Prosecution timelines are slightly faster than average with this examiner.

Interview Effectiveness

Conducting an examiner interview provides a +91.3% benefit to allowance rate for applications examined by BUNKER, WILLIAM B. This interview benefit is in the 100% percentile among all examiners. Recommendation: Interviews are highly effective with this examiner and should be strongly considered as a prosecution strategy. Per MPEP § 713.10, interviews are available at any time before the Notice of Allowance is mailed or jurisdiction transfers to the PTAB.

Request for Continued Examination (RCE) Effectiveness

When applicants file an RCE with this examiner, 39.1% of applications are subsequently allowed. This success rate is in the 89% percentile among all examiners. Strategic Insight: RCEs are highly effective with this examiner compared to others. If you receive a final rejection, filing an RCE with substantive amendments or arguments has a strong likelihood of success.

After-Final Amendment Practice

This examiner enters after-final amendments leading to allowance in 9.3% of cases where such amendments are filed. This entry rate is in the 9% percentile among all examiners. Strategic Recommendation: This examiner rarely enters after-final amendments compared to other examiners. You should generally plan to file an RCE or appeal rather than relying on after-final amendment entry. Per MPEP § 714.12, primary examiners have discretion in entering after-final amendments, and this examiner exercises that discretion conservatively.

Pre-Appeal Conference Effectiveness

When applicants request a pre-appeal conference (PAC) with this examiner, 0.0% result in withdrawal of the rejection or reopening of prosecution. This success rate is in the 20% percentile among all examiners. Note: Pre-appeal conferences show limited success with this examiner compared to others. While still worth considering, be prepared to proceed with a full appeal brief if the PAC does not result in favorable action.

Appeal Withdrawal and Reconsideration

This examiner withdraws rejections or reopens prosecution in 60.0% of appeals filed. This is in the 37% percentile among all examiners. Of these withdrawals, 66.7% occur early in the appeal process (after Notice of Appeal but before Appeal Brief). Strategic Insight: This examiner shows below-average willingness to reconsider rejections during appeals. Be prepared to fully prosecute appeals if filed.

Petition Practice

When applicants file petitions regarding this examiner's actions, 34.5% are granted (fully or in part). This grant rate is in the 22% percentile among all examiners. Strategic Note: Petitions are rarely granted regarding this examiner's actions compared to other examiners. Ensure you have a strong procedural basis before filing a petition, as the Technology Center Director typically upholds this examiner's decisions.

Examiner Cooperation and Flexibility

Examiner's Amendments: This examiner makes examiner's amendments in 0.0% of allowed cases (in the 40% percentile). This examiner makes examiner's amendments less often than average. You may need to make most claim amendments yourself.

Quayle Actions: This examiner issues Ex Parte Quayle actions in 0.0% of allowed cases (in the 44% percentile). This examiner issues Quayle actions less often than average. Allowances may come directly without a separate action for formal matters.

Prosecution Strategy Recommendations

Based on the statistical analysis of this examiner's prosecution patterns, here are tailored strategic recommendations:

  • Prioritize examiner interviews: Interviews are highly effective with this examiner. Request an interview after the first office action to clarify issues and potentially expedite allowance.
  • Plan for RCE after final rejection: This examiner rarely enters after-final amendments. Budget for an RCE in your prosecution strategy if you receive a final rejection.
  • RCEs are effective: This examiner has a high allowance rate after RCE compared to others. If you receive a final rejection and have substantive amendments or arguments, an RCE is likely to be successful.

Relevant MPEP Sections for Prosecution Strategy

  • MPEP § 713.10: Examiner interviews - available before Notice of Allowance or transfer to PTAB
  • MPEP § 714.12: After-final amendments - may be entered "under justifiable circumstances"
  • MPEP § 1002.02(c): Petitionable matters to Technology Center Director
  • MPEP § 1004: Actions requiring primary examiner signature (allowances, final rejections, examiner's answers)
  • MPEP § 1207.01: Appeal conferences - mandatory for all appeals
  • MPEP § 1214.07: Reopening prosecution after appeal

Important Disclaimer

Not Legal Advice: The information provided in this report is for informational purposes only and does not constitute legal advice. You should consult with a qualified patent attorney or agent for advice specific to your situation.

No Guarantees: We do not provide any guarantees as to the accuracy, completeness, or timeliness of the statistics presented above. Patent prosecution statistics are derived from publicly available USPTO data and are subject to data quality limitations, processing errors, and changes in USPTO practices over time.

Limitation of Liability: Under no circumstances will IronCrow AI be liable for any outcome, decision, or action resulting from your reliance on the statistics, analysis, or recommendations presented in this report. Past prosecution patterns do not guarantee future results.

Use at Your Own Risk: While we strive to provide accurate and useful prosecution statistics, you should independently verify any information that is material to your prosecution strategy and use your professional judgment in all patent prosecution matters.