Detailed information about the 100 most recent patent applications.
| Application Number | Title | Filing Date | Disposal Date | Disposition | Time (months) | Office Actions | Restrictions | Interview | Appeal |
|---|---|---|---|---|---|---|---|---|---|
| 18627933 | SYSTEMS AND METHODS FOR DYNAMIC VALUATION OF PROTECTION PRODUCTS | April 2024 | April 2025 | Allow | 12 | 2 | 0 | Yes | No |
| 18350609 | WELLNESS PROGRAM | July 2023 | February 2026 | Abandon | 31 | 2 | 0 | No | No |
| 18333048 | METHOD, APPARATUS, AND COMPUTER READABLE MEDIUM FOR PROVIDING MANAGEMENT OF STORED BALANCE CARDS | June 2023 | January 2026 | Abandon | 31 | 2 | 0 | No | No |
| 18119222 | SYSTEM AND METHOD FOR PRICE DISCOVERY AND PRICE IMPROVEMENT AMID COMBINATORIAL SPECIFICATIONS | March 2023 | February 2026 | Abandon | 35 | 1 | 0 | No | No |
| 18056512 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND STORAGE MEDIUM | November 2022 | January 2026 | Abandon | 38 | 1 | 0 | No | No |
| 17924711 | INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD, AND RECORDING MEDIUM | November 2022 | November 2025 | Abandon | 36 | 1 | 0 | No | No |
| 17878209 | SYSTEMS, METHODS, AND PROGRAM PRODUCTS FOR A DISTRIBUTED DIGITAL ASSET NETWORK WITH RAPID TRANSACTION SETTLEMENTS | August 2022 | April 2025 | Allow | 32 | 1 | 0 | No | No |
| 17856900 | METHODS AND SYSTEMS FOR INTEGRATED BANKING, ACCOUNTING, AND TAX DATA PROCESSING | July 2022 | January 2025 | Abandon | 31 | 1 | 0 | No | No |
| 17843882 | Advanced Secure Intelligent Networked Systems | June 2022 | May 2025 | Abandon | 35 | 2 | 0 | No | No |
| 17550807 | PLANT PROVENANCE AND DATA PRODUCTS FROM COMPUTER OBJECT RECOGNITION DRIVEN TRACKING | December 2021 | August 2024 | Allow | 32 | 2 | 0 | No | No |
| 17488220 | Dynamic Information Configuration and Display | September 2021 | July 2024 | Allow | 33 | 2 | 0 | Yes | No |
| 17445014 | PROVIDING AN AUGMENTED REALITY OVERLAY TO SECURE INPUT DATA | August 2021 | November 2025 | Allow | 51 | 5 | 0 | Yes | No |
| 17218382 | SYSTEM AND METHOD FOR MANAGING MERCHANT TERMS AND CONDITIONS APPLICABLE TO A PAYMENT TRANSACTION | March 2021 | August 2024 | Allow | 40 | 4 | 0 | Yes | No |
| 17113096 | METHOD AND SYSTEM FOR NATURAL LANGUAGE PROCESSING FOR THE EVALUATION OF PATHOLOGICAL NEUROLOGICAL STATES | December 2020 | July 2025 | Abandon | 55 | 5 | 0 | No | No |
| 16922950 | SYSTEMS AND METHODS FOR GENERATING EXPECTATIONS FOR VALIDATING A POLICY SYSTEM | July 2020 | April 2025 | Abandon | 58 | 5 | 0 | Yes | No |
| 16527566 | METHODS AND SYSTEMS FOR ENROLLMENT AND USE OF BIOMETRIC PAYMENT CARD | July 2019 | July 2025 | Abandon | 60 | 4 | 0 | No | Yes |
| 16450270 | Enhanced Claims Damage Estimation Using Aggregate Display | June 2019 | February 2026 | Abandon | 60 | 10 | 0 | Yes | No |
| 15604193 | PEER TO PEER EMAIL BASED FINANCIAL TRANSACTIONS | May 2017 | June 2025 | Abandon | 60 | 8 | 0 | No | Yes |
| 15045291 | USING SUCCESSIVE LEVELS OF AUTHENTICATION IN ONLINE COMMERCE | February 2016 | February 2025 | Abandon | 60 | 10 | 0 | Yes | No |
| 14980732 | System and Method for Merchants to Charge Fees to Buyers for Credit Card and Debit Card Transactions | December 2015 | June 2017 | Abandon | 17 | 2 | 0 | Yes | No |
| 14884376 | ELECTRONIC COIN SYSTEMS AND METHODS UTILIZING COINS DIGITALLY | October 2015 | May 2017 | Abandon | 19 | 2 | 0 | Yes | No |
| 14622898 | INVESTMENT INSTRUMENT | February 2015 | March 2017 | Abandon | 25 | 2 | 0 | No | No |
| 14594483 | METHOD AND SYSTEM FOR USING PAYMENT TRANSACTION DATA IN LOAN SOURCING | January 2015 | March 2018 | Abandon | 38 | 2 | 0 | No | No |
| 14572086 | METHOD AND SYSTEM FOR FACILITATING AND OPERATING TRANSACTIONS INVOLVING THE FUNDING OF INVESTMENTS IN ENERGY VENTURES OR PROJECTS | December 2014 | October 2017 | Abandon | 34 | 1 | 0 | No | No |
| 14525008 | FACILITATING SENDING AND RECEIVING OF PEER-TO-PEER PAYMENTS | October 2014 | March 2018 | Abandon | 41 | 2 | 0 | Yes | No |
| 14521270 | Centralized and Customized Asset Allocation Recommendation and Planning Using Personalized Profiling | October 2014 | August 2017 | Abandon | 34 | 1 | 0 | No | No |
| 14492299 | Method for Predicting Financial Market Variability | September 2014 | June 2017 | Abandon | 33 | 1 | 0 | No | No |
| 14492927 | ELECTRONIC MARKET MESSAGE MANAGEMENT BY ALLOCATION OF TEMPORALLY SPECIFIC MESSAGES | September 2014 | October 2025 | Abandon | 60 | 10 | 0 | Yes | Yes |
| 14493115 | Stochastic Dynamic Programming in a Computer Using a Multi-Part Utility Function and Local Search to Efficiently Compute Asset Allocation and Consumption | September 2014 | January 2018 | Abandon | 40 | 2 | 0 | Yes | No |
| 14484180 | METHOD AND A SYSTEM FOR SENDING AN ELECTRONIC MESSAGE | September 2014 | May 2017 | Abandon | 32 | 1 | 0 | No | No |
| 14327199 | SYSTEM AND METHOD FOR MANAGING LEASE OF PROPERTIES | July 2014 | September 2017 | Abandon | 38 | 2 | 0 | No | No |
| 14327259 | LEARNING MANAGEMENT, COMMUNICATION, AND REWARD SYSTEM AND METHOD | July 2014 | March 2017 | Abandon | 32 | 1 | 0 | No | No |
| 14323695 | ALLOCATION BASED ON ORDER QUALITY | July 2014 | June 2017 | Abandon | 35 | 2 | 0 | No | No |
| 14218716 | SYSTEM AND METHOD FOR DETERMINING, PROVIDING AND REQUESTING FINANCIAL INFORMATION | March 2014 | June 2016 | Abandon | 27 | 2 | 0 | No | No |
| 14216256 | PEER TO PEER EMAIL BASED FINANCIAL TRANSACTIONS | March 2014 | July 2017 | Abandon | 40 | 2 | 0 | No | No |
| 14184258 | SYSTEM AND METHOD FOR ACTIVITY BASED MARGINING | February 2014 | August 2016 | Abandon | 30 | 2 | 0 | No | No |
| 14239378 | CUSTOMER RELATIONSHIP MANAGEMENT USING MOBILE DEVICE AND METHOD THEREFOR | February 2014 | August 2016 | Abandon | 30 | 2 | 0 | No | No |
| 14105931 | SYSTEM AND METHOD FOR CONDUCTING FINANCIAL TRANSACTIONS | December 2013 | August 2016 | Abandon | 32 | 2 | 0 | No | No |
| 14113693 | PORTABLE TERMINAL, ELECTRONIC CURRENCY USAGE RESTRICTION SYSTEM, AND RECORDING MEDIUM | October 2013 | October 2016 | Abandon | 35 | 1 | 0 | No | No |
| 14045676 | APPARATUSES, METHODS AND SYSTEMS FOR A HIGH DENSITY FINANCIAL ASSET INFORMATION DISPLAY | October 2013 | August 2017 | Allow | 46 | 3 | 1 | Yes | No |
| 14018555 | MULTI FACTOR AUTHENTICATION RULE-BASED INTELLIGENT BANK CARDS | September 2013 | October 2017 | Allow | 49 | 3 | 0 | Yes | No |
| 13942425 | EXCHANGE ORDER PRIORITY RETENTION FOR ELECTRONIC TRADING USING AUTOMATIC BOOK UPDATES | July 2013 | October 2014 | Abandon | 15 | 1 | 0 | No | No |
| 13811668 | METHOD FOR SENDING OUT MOBILE FINANCIAL SUMMARIES | July 2013 | October 2014 | Abandon | 21 | 1 | 0 | No | No |
| 13883120 | INVESTMENT PLAN PLANNING APPARATUS, INVESTMENT PLAN PLANNING METHOD, AND INVESTMENT PLAN PLANNING PROGRAM | June 2013 | June 2017 | Abandon | 49 | 2 | 0 | No | Yes |
| 13997753 | METHOD AND SYSTEM FOR MOBILE COMMERCE WITH REAL-TIME PURCHASE SUPPORT | June 2013 | February 2016 | Abandon | 32 | 2 | 0 | No | No |
| 13926948 | SYSTEM AND METHOD THAT FACILITATES TRANSACTIONS BETWEEN PHYSICAL GOLD HOLDINGS AND COMMERCIAL PAYMENT SYSTEMS | June 2013 | July 2015 | Abandon | 24 | 1 | 0 | No | No |
| 13926896 | TRANSACTION APPROVAL FOR SHARED PAYMENT ACCOUNT | June 2013 | July 2017 | Abandon | 49 | 5 | 0 | Yes | No |
| 13926428 | Report Discrepancy Identification and Improvement | June 2013 | June 2016 | Abandon | 36 | 3 | 0 | Yes | No |
| 13925730 | SYSTEMS AND METHODS FOR TRACKING A CREDIT LIMIT FOR A MERCHANT IN A PREPAID DEBIT CARD SYSTEM | June 2013 | April 2015 | Abandon | 22 | 1 | 0 | No | No |
| 13925701 | SYSTEMS AND METHODS FOR INCENTIVIZING A MERCHANT IN A PREPAID DEBIT CARD SYSTEM | June 2013 | April 2015 | Abandon | 21 | 1 | 0 | No | No |
| 13925154 | SYSTEM AND METHOD FOR MONITORING DRIVING TO DETERMINE AN INSURANCE PROPERTY | June 2013 | October 2016 | Abandon | 40 | 3 | 1 | Yes | No |
| 13925283 | CLOSED-LOOP STORED VALUE PAYMENT INSTRUMENT BROKERAGE | June 2013 | December 2015 | Abandon | 30 | 2 | 0 | Yes | No |
| 13923422 | PROPERTY DAMAGE ASSESSMENT TOOL | June 2013 | March 2015 | Abandon | 21 | 1 | 0 | No | No |
| 13924241 | SYSTEM AND METHOD FOR UNIFIED BILLING | June 2013 | January 2018 | Abandon | 54 | 6 | 0 | Yes | No |
| 13923284 | Extensible Interface for Synchronous and Asynchronous Payment | June 2013 | October 2017 | Abandon | 52 | 6 | 0 | Yes | No |
| 13816060 | RETAIL CONTRACT MATCHING SYSTEM | May 2013 | August 2015 | Abandon | 30 | 3 | 0 | No | No |
| 13874039 | VISUALIZATION FOR ACCOUNT BALANCE VIEW | April 2013 | February 2018 | Abandon | 58 | 2 | 0 | No | Yes |
| 13872560 | ENDOWMENT COMPENSATION APPLICATION AND METHOD OF USE | April 2013 | March 2015 | Abandon | 22 | 1 | 0 | No | No |
| 13868364 | MERCHANT BANK TOOL | April 2013 | June 2015 | Abandon | 26 | 2 | 0 | Yes | No |
| 13866734 | HAZARD RISK ASSESSMENT | April 2013 | August 2015 | Abandon | 28 | 2 | 0 | No | No |
| 13865703 | ESTIMATING FINANCIAL RISK BASED ON NON-FINANCIAL DATA | April 2013 | June 2016 | Abandon | 38 | 4 | 0 | Yes | No |
| 13860449 | REDUCED FRAUD CUSTOMER IMPACT THROUGH PURCHASE PROPENSITY | April 2013 | May 2017 | Abandon | 49 | 5 | 0 | Yes | No |
| 13857285 | Methods and Systems for Interactive Solutioning and Visualization of Working Capital Products | April 2013 | December 2016 | Abandon | 44 | 5 | 0 | No | No |
| 13855012 | METHOD AND COMPUTER READABLE MEDIUM FOR MANAGING INVESTMENT PORTFOLIOS | April 2013 | June 2015 | Abandon | 27 | 2 | 0 | No | No |
| 13853211 | PAYMENT METHOD THROUGH A PAYMENT INSTRUMENT AND SERVER AND MOBILE TERMINAL PERFORMING THE SAME | March 2013 | August 2016 | Abandon | 41 | 3 | 1 | No | No |
| 13852207 | MOBILE CHECK BOOK | March 2013 | January 2018 | Abandon | 57 | 7 | 0 | Yes | No |
| 13847732 | AUTOMATED INFORMATION AND ANALYTICAL LOAN PORTFOLIO MANAGEMENT SYSTEM | March 2013 | May 2015 | Abandon | 25 | 2 | 0 | No | No |
| 13846772 | System and Method for Adding Funds to a Prepaid Account for a Mobile Device Associated with Multiple Communication Profiles | March 2013 | June 2014 | Abandon | 15 | 1 | 0 | No | No |
| 13845650 | HYBRID RESIMULATION-REGRESSION METHODS FOR DETERMINING POTENTIAL FUTURE EXPOSURE (PFE) | March 2013 | November 2014 | Abandon | 20 | 1 | 0 | No | No |
| 13840047 | SIGNATURE BASED TRANSACTION GROUP PROCESSING AND REAL-TIME SCORING | March 2013 | July 2016 | Abandon | 40 | 4 | 0 | Yes | No |
| 13842752 | SYSTEM AND METHOD FOR ESTABLISHING AN INSURANCE POLICY BASED ON VARIOUS FARMING RISKS | March 2013 | March 2015 | Abandon | 24 | 3 | 0 | Yes | No |
| 13840947 | DROPBOX INTERACTION | March 2013 | May 2016 | Abandon | 38 | 4 | 0 | Yes | No |
| 13842145 | RISK MANAGER OPTIMIZER | March 2013 | October 2016 | Abandon | 43 | 5 | 0 | Yes | No |
| 13841291 | System and Method for Conducting Financial Transactions | March 2013 | March 2016 | Abandon | 36 | 3 | 0 | No | No |
| 13841062 | Resource Allocation Based on Available Predictions | March 2013 | July 2015 | Abandon | 28 | 2 | 0 | Yes | Yes |
| 13840434 | ON-LINE AUTOMATED LOAN SYSTEM | March 2013 | May 2015 | Abandon | 26 | 2 | 0 | No | No |
| 13841847 | SYSTEM AND METHOD FOR MERCHANTS TO CHARGE FEES TO BUYERS FOR CREDIT CARD AND DEBIT CARD TRANSACTIONS | March 2013 | April 2016 | Abandon | 37 | 4 | 0 | Yes | No |
| 13836707 | SYSTEMS AND METHODS FOR CERTIFIED LOCATION DATA COLLECTION, MANAGEMENT, AND UTILIZATION | March 2013 | December 2015 | Abandon | 33 | 3 | 0 | Yes | No |
| 13840500 | METHOD, APPARATUS, AND COMPUTER-READABLE MEDIUM FOR MANAGING MOBILE PAYMENT TRANSACTIONS | March 2013 | December 2015 | Abandon | 33 | 2 | 0 | Yes | Yes |
| 13799928 | STANDARD DIAMOND PARCEL CERTIFICATION FOR EXCHANGE TRADED FUNDS | March 2013 | September 2015 | Abandon | 30 | 3 | 0 | No | No |
| 13806673 | COMPUTER BASED BALLOT SYSTEM AND PROCESS | March 2013 | October 2015 | Abandon | 34 | 1 | 0 | No | No |
| 13786497 | Fraud Decision Processing System and Method | March 2013 | February 2016 | Abandon | 35 | 4 | 0 | Yes | No |
| 13782203 | METHOD OF MANAGING AN INSURANCE PLAN AND A SYSTEM THEREFOR | March 2013 | April 2016 | Abandon | 37 | 4 | 0 | No | No |
| 13753421 | Electronic Receipt Including Itemization Of Applicable Tax Rates | January 2013 | December 2017 | Abandon | 58 | 6 | 0 | Yes | No |
| 13752610 | REMOTE TAX RETURN SYSTEM | January 2013 | January 2015 | Abandon | 24 | 1 | 0 | No | No |
| 13658603 | SYSTEM AND METHOD FOR APPLYING DIVERSE ACCOUNTING EVENTS TO ACCOUNT BALANCES AND GENERATING FINANCIAL REPORTS | October 2012 | May 2016 | Abandon | 43 | 3 | 0 | No | No |
| 13651375 | COMPUTERIZED SYSTEMS AND METHODS FOR MARKETING VEHICLE FINANCING OFFERS | October 2012 | October 2015 | Abandon | 36 | 2 | 1 | No | No |
| 13399356 | NON-REPUDIATION PROCESS FOR CREDIT APPROVAL AND IDENTITY THEFT PREVENTION | February 2012 | December 2017 | Allow | 60 | 5 | 0 | Yes | No |
| 12117329 | Method and Apparatus for Inferring Topics for Web Pages and Web Ads for Contextual Advertising | May 2008 | March 2017 | Abandon | 60 | 6 | 1 | Yes | No |
| 11539627 | Basis Instrument Contracts (BICs) derived methods, systems and computer program products for distributional linkage and efficient derivatives pricing | October 2006 | December 2013 | Abandon | 60 | 4 | 1 | No | No |
This analysis examines appeal outcomes and the strategic value of filing appeals for examiner BRINDLEY, BENJAMIN S.
With a 0.0% reversal rate, the PTAB affirms the examiner's rejections in the vast majority of cases. This reversal rate is in the bottom 25% across the USPTO, indicating that appeals face significant challenges here.
Filing a Notice of Appeal can sometimes lead to allowance even before the appeal is fully briefed or decided by the PTAB. This occurs when the examiner or their supervisor reconsiders the rejection during the mandatory appeal conference (MPEP § 1207.01) after the appeal is filed.
In this dataset, 0.0% of applications that filed an appeal were subsequently allowed. This appeal filing benefit rate is in the bottom 25% across the USPTO, indicating that filing appeals is less effective here than in most other areas.
⚠ Appeals to PTAB face challenges. Ensure your case has strong merit before committing to full Board review.
⚠ Filing a Notice of Appeal shows limited benefit. Consider other strategies like interviews or amendments before appealing.
Examiner BRINDLEY, BENJAMIN S works in Art Unit 3695 and has examined 81 patent applications in our dataset. With an allowance rate of 8.6%, this examiner allows applications at a lower rate than most examiners at the USPTO. Applications typically reach final disposition in approximately 35 months.
Examiner BRINDLEY, BENJAMIN S's allowance rate of 8.6% places them in the 1% percentile among all USPTO examiners. This examiner is less likely to allow applications than most examiners at the USPTO.
On average, applications examined by BRINDLEY, BENJAMIN S receive 3.07 office actions before reaching final disposition. This places the examiner in the 88% percentile for office actions issued. This examiner issues more office actions than most examiners, which may indicate thorough examination or difficulty in reaching agreement with applicants.
The median time to disposition (half-life) for applications examined by BRINDLEY, BENJAMIN S is 35 months. This places the examiner in the 41% percentile for prosecution speed. Prosecution timelines are slightly slower than average with this examiner.
Conducting an examiner interview provides a +15.0% benefit to allowance rate for applications examined by BRINDLEY, BENJAMIN S. This interview benefit is in the 54% percentile among all examiners. Recommendation: Interviews provide an above-average benefit with this examiner and are worth considering.
When applicants file an RCE with this examiner, 4.5% of applications are subsequently allowed. This success rate is in the 2% percentile among all examiners. Strategic Insight: RCEs show lower effectiveness with this examiner compared to others. Consider whether a continuation application might be more strategic, especially if you need to add new matter or significantly broaden claims.
This examiner enters after-final amendments leading to allowance in 4.9% of cases where such amendments are filed. This entry rate is in the 5% percentile among all examiners. Strategic Recommendation: This examiner rarely enters after-final amendments compared to other examiners. You should generally plan to file an RCE or appeal rather than relying on after-final amendment entry. Per MPEP § 714.12, primary examiners have discretion in entering after-final amendments, and this examiner exercises that discretion conservatively.
When applicants request a pre-appeal conference (PAC) with this examiner, 0.0% result in withdrawal of the rejection or reopening of prosecution. This success rate is in the 20% percentile among all examiners. Note: Pre-appeal conferences show limited success with this examiner compared to others. While still worth considering, be prepared to proceed with a full appeal brief if the PAC does not result in favorable action.
This examiner withdraws rejections or reopens prosecution in 0.0% of appeals filed. This is in the 2% percentile among all examiners. Strategic Insight: This examiner rarely withdraws rejections during the appeal process compared to other examiners. If you file an appeal, be prepared to fully prosecute it to a PTAB decision. Per MPEP § 1207, the examiner will prepare an Examiner's Answer maintaining the rejections.
When applicants file petitions regarding this examiner's actions, 111.1% are granted (fully or in part). This grant rate is in the 94% percentile among all examiners. Strategic Note: Petitions are frequently granted regarding this examiner's actions compared to other examiners. Per MPEP § 1002.02(c), various examiner actions are petitionable to the Technology Center Director, including prematureness of final rejection, refusal to enter amendments, and requirement for information. If you believe an examiner action is improper, consider filing a petition.
Examiner's Amendments: This examiner makes examiner's amendments in 0.0% of allowed cases (in the 41% percentile). This examiner makes examiner's amendments less often than average. You may need to make most claim amendments yourself.
Quayle Actions: This examiner issues Ex Parte Quayle actions in 0.0% of allowed cases (in the 44% percentile). This examiner issues Quayle actions less often than average. Allowances may come directly without a separate action for formal matters.
Based on the statistical analysis of this examiner's prosecution patterns, here are tailored strategic recommendations:
Not Legal Advice: The information provided in this report is for informational purposes only and does not constitute legal advice. You should consult with a qualified patent attorney or agent for advice specific to your situation.
No Guarantees: We do not provide any guarantees as to the accuracy, completeness, or timeliness of the statistics presented above. Patent prosecution statistics are derived from publicly available USPTO data and are subject to data quality limitations, processing errors, and changes in USPTO practices over time.
Limitation of Liability: Under no circumstances will IronCrow AI be liable for any outcome, decision, or action resulting from your reliance on the statistics, analysis, or recommendations presented in this report. Past prosecution patterns do not guarantee future results.
Use at Your Own Risk: While we strive to provide accurate and useful prosecution statistics, you should independently verify any information that is material to your prosecution strategy and use your professional judgment in all patent prosecution matters.