USPTO Examiner SUBRAMANIAN NARAYANSWAMY - Art Unit 3691

Recent Applications

Detailed information about the 100 most recent patent applications.

Application NumberTitleFiling DateDisposal DateDispositionTime (months)Office ActionsRestrictionsInterviewAppeal
19301862INVESTMENT FUND ASSET FRACTIONALIZATIONAugust 2025January 2026Allow500YesNo
19078514PRIVATE CREDIT ASSET FRACTIONALIZATIONMarch 2025May 2025Allow200YesNo
18898138REAL ASSET FRACTIONALIZATION ALGORITHMSeptember 2024November 2024Allow200YesNo
18898581REAL ASSET FRACTIONALIZATION ALGORITHMSeptember 2024December 2024Allow200YesNo
18888852USER-DEFINED ALGORITHM ELECTRONIC TRADINGSeptember 2024October 2025Allow1300YesNo
18882425COMPUTER METHODS AND COMPUTER SYSTEMS FOR AUTOMATIC DATA ANALYSIS, RECONCILLIATION AND REPAIRSeptember 2024March 2026Abandon1810NoNo
18784681SYSTEM AND METHOD FOR PROVIDING AN AUTOMATED TRADING PLATFORM FOR CROSS-BORDER SETTLEMENTSJuly 2024March 2026Abandon2010NoNo
18781066INFORMATION PROCESSING APPARATUS, CONTROL METHOD FOR INFORMATION PROCESSING APPARATUS, AND PROGRAMJuly 2024March 2026Abandon1910NoNo
18663617SYSTEMS AND METHODS FOR INTELLIGENT STEP-UP FOR ACCESS CONTROL SYSTEMSMay 2024April 2025Allow1100YesNo
18635981DEFINITE VALUE AND ESTIMATED VALUE-BASED DATA QUANTIZATION METHODApril 2024September 2025Abandon1710NoNo
18625013PROCESS FOR INVESTING GRANT MONEYApril 2024February 2026Abandon2210YesNo
18616173REAL ASSET FRACTIONALIZATION ALGORITHMMarch 2024August 2024Allow510YesNo
18587307SYSTEMS AND METHODS FOR AN AUTHENTICATION LOG-IN INTERRUPT PROCESSFebruary 2024October 2025Abandon1920YesNo
18584571AUDIBLE USER INTERFACE AND METHOD FOR ANALYZING AND TRACKING FINANCIAL ASSETSFebruary 2024June 2025Allow1600YesNo
18545895SYSTEMS AND METHODS FOR CONVEX-OPTIMIZATION BASED DECUMULATION COMPUTATIONDecember 2023June 2025Abandon1820YesNo
18536196MICROSERVICE-BASED PLATFORM FOR MANAGEMENT OF INSURANCE POLICIESDecember 2023August 2024Allow800YesNo
18528255SYSTEM AND METHOD FOR PROPERTY CONDITION ANALYSISDecember 2023September 2024Allow900YesNo
18385869METHOD FOR REFINANCING ARBITRAGE COLLATERALIZED LOAN OBLIGATIONSOctober 2023October 2025Abandon2401NoNo
18493986USER-DEFINED ALGORITHM ELECTRONIC TRADINGOctober 2023June 2024Allow800YesNo
18483425AGENT-FACILITATED CLAIMS DAMAGE ESTIMATIONOctober 2023February 2026Allow2820YesNo
18371195AUTOMATIC CATEGORIZATION OF TRANSACTIONSSeptember 2023February 2026Abandon2920YesNo
18338204COMPUTER METHODS AND COMPUTER SYSTEMS FOR AUTOMATIC DATA ANALYSIS, RECONCILLIATION AND REPAIRJune 2023October 2024Abandon1610NoNo
18144768SYSTEM OF DYNAMICAL LINKAGES TO APPRAISE FINACIAL INSTRUMENTSMay 2023May 2025Abandon2410NoNo
18306882USER DEVICES IN CLAIMS DAMAGE ESTIMATIONApril 2023August 2024Allow1620YesNo
18139293SHARED MOBILE PAYMENTSApril 2023October 2025Allow3030YesNo
18137850Automatic storage of electronic receipts across merchants and transaction cardsApril 2023October 2024Abandon1810YesNo
18176858MULTI-DIMENSIONAL DECISION-MAKING METHOD FOR IMPROVING RATE OF RETURN OF FINANCIAL COMMODITIESMarch 2023January 2025Abandon2210NoNo
18169633SYSTEMS AND METHODS FOR COMPLETING AN INTERACTION BASED ON PREFILLED INSTRUCTIONS AT A PARTICULAR TIME UTILIZING REMOTE COMPUTINGFebruary 2023July 2025Abandon2920YesNo
18168072TECHNOLOGY FOR AGGREGATED ACCOUNT DISPLAY OF HOST FINANCIAL ACCOUNTS AND EXTERNAL THIRD-PARTY FINANCIAL ACCOUNTS IN A SECURE AUTHENTICATED NETWORK ENVIRONMENTFebruary 2023October 2025Abandon3240YesNo
18168262SYSTEMS AND METHODS FOR PREFILLING INTERACTION INSTRUCTIONS BASED ON THE USER'S INSTRUCTIONS OR FROM VARIOUS PATTERNS INSTITUTED BY THE USERFebruary 2023July 2025Abandon2920YesNo
18168218SYSTEMS AND METHODS FOR ESTABLISHING A COMMUNICATION TUNNEL WITH A REMOTE COMPUTING DEVICE TO PERFORM A MULTI-DIRECTIONAL COMMUNICATIONFebruary 2023September 2025Abandon3130YesNo
18108715AUTOMATIC DATA-DRIVEN OPTIMIZATION OF A TARGET OUTCOME USING MACHINE LEARNINGFebruary 2023August 2024Allow1801YesNo
18099205TRACKABLE PRODUCT INTEREST SYSTEM AND METHODJanuary 2023February 2025Abandon2530YesNo
17979985DATA MANAGEMENT USING SCORE CALIBRATION AND SCALING FUNCTIONSNovember 2022January 2025Abandon2720YesNo
17953460ESTABLISHING A CONTINGENT ACTION TOKENSeptember 2022March 2025Allow2900YesNo
17953140PROCESSING INSURED ITEMS HOLISTICALLY WITH MOBILE DAMAGE ASSESSMENT AND CLAIMS PROCESSINGSeptember 2022August 2024Allow2300YesNo
17888994METHOD AND SYSTEM FOR DETECTING UMBRELLA SUB-FUND RELATIONSHIPSAugust 2022July 2025Abandon3540YesNo
17887797BLOCKCHAIN MARKETPLACE FOR DEBT CAPITALAugust 2022April 2025Abandon3240YesNo
17792155SYSTEM AND METHOD FOR DISTRIBUTED ON-LINE TRANSACTIONS UTILIZING A CLEARING HOUSEJuly 2022March 2025Allow3220YesNo
17861216COMPUTERIZED-METHOD FOR SYNTHETIC FRAUD GENERATION BASED ON TABULAR DATA OF FINANCIAL TRANSACTIONSJuly 2022October 2025Abandon3940YesYes
17756317BUDGET APPROVAL WORKFLOW CONFIGURATION SYSTEM AND METHODMay 2022September 2025Abandon4030YesNo
17744747CARBON COIN TRADING SYSTEM AND METHOD THEREOFMay 2022August 2024Allow2710YesNo
17691136DEBT REPAYMENT SYSTEM AND DEBT MANAGEMENT METHODMarch 2022October 2024Abandon3130NoNo
17685109SYSTEM AND METHOD FOR NETWORK SECURITY BASED ON A USER'S COMPUTER NETWORK ACTIVITY DATAMarch 2022February 2026Abandon4770YesNo
17579734AUTOMATED ELECTRONIC APPARATUS FOR CONSOLIDATED RESOURCE EVENT PROCESSING USING COMPUTER-READABLE INDICIAJanuary 2022October 2024Abandon3330NoNo
17574339SYSTEMS AND METHODS FOR TELEMATICS-CENTRIC RISK ASSESSMENTJanuary 2022October 2025Abandon4550YesNo
17563987GENERATING OPTIMAL STRATEGY FOR PROVIDING OFFERSDecember 2021October 2025Abandon4560YesNo
17623343SYSTEM AND METHOD FOR IMPLEMENTING GLOBAL CONTRIBUTIONS ANALYTICSDecember 2021April 2025Abandon3941YesYes
17545259VIRTUAL-BOND COLLECTING DEVICE, COMPUTER READABLE MEDIUM AND VIRTUAL-BOND COLLECTING METHODDecember 2021December 2024Abandon3720YesNo
17500745INTERACTIVE CLAIMANT INJURY INTERFACEOctober 2021July 2024Allow3321YesNo
17293816INFORMATION GENERATION SYSTEM, INFORMATION INDICATION SYSTEM, AND INFORMATION GENERATION PROGRAMSeptember 2021January 2025Abandon4431NoNo
17431905FINANCIAL INSTRUMENT COMPOSITION VISUALIZATION TOOLAugust 2021April 2025Abandon4441YesNo
17397222SYSTEMS AND METHODS FOR IMPLEMENTING A PLATFORM FOR INVESTINGAugust 2021November 2024Abandon3931NoNo
17393984METHODS, SYSTEMS, AND COMPUTER PROGRAM PRODUCTS FOR MANAGING RESOURCE CAPACITY USING QUALITY OF SERVICE (QoS) BANDS BASED ON TRANSACTION REQUEST MODELING AND DESTINATION CAPACITY MODELINGAugust 2021January 2025Abandon4241NoNo
17414184Strategic Advice Manager for Financial PlansJune 2021April 2025Abandon4640YesNo
17333151VARIABLE COPAY SYSTEMMay 2021May 2025Abandon4821YesYes
17315935PERSONALIZED INVESTMENT PORTFOLIOMay 2021March 2025Abandon4620NoNo
17238765METHOD AND SYSTEM FOR AUTOMATED EVENT MANAGEMENTApril 2021February 2025Abandon4660YesYes
17088612Recommendation System For Generating Personalized And Themed Recommendations On A User Interface Based On User SimilarityNovember 2020July 2025Abandon5620YesYes
17076154HIGH EFFICIENCY INTER-PORTFOLIO OPTIMIZEROctober 2020December 2024Abandon5041YesYes
16828693ORDER CANCELLATIONMarch 2020December 2024Abandon5741YesYes
15983898SYSTEM AND METHOD FOR AUTOMATIC REPOSITIONING OF MARKET INFORMATION IN A GRAPHICAL USER INTERFACEMay 2018September 2019Allow1600YesNo
15845100SYSTEM AND METHOD FOR USER-DIRECTED DONATIONSDecember 2017January 2021Abandon3721NoYes
14975254SYSTEM AND METHOD FOR PERFORMING DWELLING MAINTENANCE ANALYTICS ON INSURED PROPERTYDecember 2015May 2019Allow4121YesYes
14249915System and Method for Automatic Repositioning of Market Information in a Graphical User InterfaceApril 2014February 2018Allow4640YesNo
14006310NOTARIZATION BASED ON CURRENCY TRANSACTIONSSeptember 2013October 2015Allow2521YesNo
13759907PAYMENT SYSTEM FOR TRANSACTIONS BENEFITTING CHARITIESFebruary 2013May 2013Allow300YesNo
13758008PAYMENT SYSTEM FOR TRANSACTIONS BENEFITTING CHARITIESFebruary 2013June 2013Allow400YesNo
13267435METHOD AND SYSTEM FOR PROCESSING FINANCIAL INSTRUMENT DEPOSITS PHYSICALLY REMOTE FROM A FINANCIAL INSTITUTIONOctober 2011October 2013Allow2401YesNo
13190406METHOD AND APPARATUS FOR GENERATING A SALE OFFER OVER AN ELECTRONIC NETWORK SYSTEMJuly 2011November 2012Allow1601YesNo
13190429METHOD AND APPARATUS FOR GENERATING A SALE OFFER OVER AN ELECTRONIC NETWORK SYSTEMJuly 2011April 2013Allow2111YesNo
13190351METHOD AND APPARATUS FOR GENERATING A SALE OFFER OVER AN ELECTRONIC NETWORK SYSTEMJuly 2011April 2013Allow2111YesNo
13159332SYSTEM AND METHOD FOR INCORPORATING MORTALITY RISK IN AN INVESTMENT PLANNING MODELJune 2011August 2013Allow2621YesNo
13091296GLOBAL METHOD AND SYSTEM FOR PROVIDING ENHANCED TRANSACTIONAL FUNCTIONALITY THROUGH A CUSTOMER TERMINALApril 2011February 2012Allow1010YesNo
13028065METHOD AND SYSTEM FOR SIMULATING IMPLIED VOLATILITY SURFACE FOR BASKET OPTION PRICINGFebruary 2011March 2012Allow1300YesNo
12902003SYSTEM AND METHOD FOR EVALUATION AND COMPARISON OF VARIABLE ANNUITY PRODUCTSOctober 2010February 2013Allow2811YesNo
12806393PRICE INDEXINGAugust 2010April 2012Allow2011YesNo
12852762SYSTEM AND METHOD THAT PROVIDE INCENTIVES TO QUALIFIED USERS OF AN ELECTRONIC TRADING SYSTEMAugust 2010March 2013Allow3110YesNo
12781701COMPUTERIZED FINANCIAL INFORMATION RETRIEVAL BY DYNAMIC URL CONSTRUCTIONMay 2010February 2012Allow2100YesNo
12774785TRANSFER INSTRUMENTMay 2010July 2011Allow1401YesNo
12750651SOFTWARE-BASED COMMERCE ENGINE DEPLOYED IN VIDEO GAME ENVIRONMENTMarch 2010April 2011Allow1300YesNo
12725017METHOD AND APPARATUS FOR MASSIVELY MULTIPLAYER ONLINE GAMESMarch 2010April 2011Allow1300YesNo
12724993VIDEO GAME WITH CHARACTER PARAMETERS DERIVED FROM OTHER CHARACTERSMarch 2010April 2011Allow1300YesNo
12693027TECHNIQUES FOR ILLUSTRATING AND ANALYZING COLLEGE SAVINGS PLANSJanuary 2010May 2011Allow1600YesNo
12685610SYSTEM AND METHOD FOR TRADING OPTIONSJanuary 2010May 2011Allow1600YesNo
12683459GLOBAL METHOD AND SYSTEM FOR PROVIDING ENHANCED TRANSACTIONAL FUNCTIONALITY THROUGH A CUSTOMER TERMINALJanuary 2010January 2011Allow1200YesNo
12624076METHOD AND SYSTEM FOR PROCESSING FINANCIAL INSTRUMENT DEPOSITS PHYSICALLY REMOTE FROM A FINANCIAL INSTITUTIONNovember 2009November 2011Allow2401YesNo
12566502SYSTEM AND METHOD FOR INCORPORATING MORTALITY RISK IN AN INVESTMENT PLANNING MODELSeptember 2009March 2011Allow1800YesNo
12505832FINANCING INFORMATION PROCESSING SYSTEM AND METHODJuly 2009February 2012Allow3120NoNo
12496198ASSET ALLOCATION BASED ON EXPECTED UTILITY OF TIME AND WEALTHJuly 2009March 2012Allow3310YesNo
12435977SYSTEMS AND METHODS FOR FACILITATING AGGREGATION OF SOCIAL CREDITSMay 2009July 2011Allow2711NoNo
12403964COMPUTER SYSTEM FOR UNDERWRITING A PERSONAL GUARANTY LIABILITY BY UTILIZING A RISK APPORTIONMENT SYSTEMMarch 2009September 2011Allow3011NoNo
12394323MARKETING AND DELIVERING FINANCIAL COACHING SERVICESFebruary 2009February 2011Allow2300YesNo
12365338METHOD AND SYSTEM FOR EXECUTING TRADES IN A USER PREFERRED SECURITYFebruary 2009February 2011Allow2400YesNo
12210593METHOD AND SYSTEM FOR PROCESSING FINANCIAL INSTRUMENT DEPOSITS PHYSICALLY REMOTE FROM A FINANCIAL INSTITUTIONSeptember 2008September 2009Allow1200YesNo
12210147METHOD AND SYSTEM FOR SIMULATING IMPLIED VOLATILITY SURFACE FOR BASKET OPTION PRICINGSeptember 2008August 2010Allow2320NoNo
12195752METHOD AND SYSTEM FOR SELECTING OPTIMAL COMMODITIES BASED UPON BUSINESS PROFILE AND PREFERENCESAugust 2008September 2009Allow1300YesNo
12180056PORTFOLIO OPTIMIZATION BY MEANS OF META-RESAMPLED EFFICIENT FRONTIERSJuly 2008September 2009Allow1400YesNo
12137107SYSTEMS AND METHODS FOR ELECTRONIC TRADING THAT PROVIDE INCENTIVES AND LINKED AUCTIONSJune 2008May 2010Allow2310YesNo
12132499SYSTEM AND METHOD FOR INCORPORATING MORTALITY RISK IN AN INVESTMENT PLANNING MODELJune 2008March 2011Allow3420YesNo

Appeals Overview

This analysis examines appeal outcomes and the strategic value of filing appeals for examiner SUBRAMANIAN, NARAYANSWAMY.

Patent Trial and Appeal Board (PTAB) Decisions

Total PTAB Decisions
7
Examiner Affirmed
5
(71.4%)
Examiner Reversed
2
(28.6%)
Reversal Percentile
45.4%
Lower than average

What This Means

With a 28.6% reversal rate, the PTAB affirms the examiner's rejections in the vast majority of cases. This reversal rate is below the USPTO average, indicating that appeals face more challenges here than typical.

Strategic Value of Filing an Appeal

Total Appeal Filings
15
Allowed After Appeal Filing
3
(20.0%)
Not Allowed After Appeal Filing
12
(80.0%)
Filing Benefit Percentile
26.2%
Lower than average

Understanding Appeal Filing Strategy

Filing a Notice of Appeal can sometimes lead to allowance even before the appeal is fully briefed or decided by the PTAB. This occurs when the examiner or their supervisor reconsiders the rejection during the mandatory appeal conference (MPEP § 1207.01) after the appeal is filed.

In this dataset, 20.0% of applications that filed an appeal were subsequently allowed. This appeal filing benefit rate is below the USPTO average, suggesting that filing an appeal has limited effectiveness in prompting favorable reconsideration.

Strategic Recommendations

Appeals to PTAB face challenges. Ensure your case has strong merit before committing to full Board review.

Filing a Notice of Appeal shows limited benefit. Consider other strategies like interviews or amendments before appealing.

Examiner SUBRAMANIAN, NARAYANSWAMY - Prosecution Strategy Guide

Executive Summary

Examiner SUBRAMANIAN, NARAYANSWAMY works in Art Unit 3691 and has examined 106 patent applications in our dataset. With an allowance rate of 77.4%, this examiner has a below-average tendency to allow applications. Applications typically reach final disposition in approximately 42 months.

Allowance Patterns

Examiner SUBRAMANIAN, NARAYANSWAMY's allowance rate of 77.4% places them in the 44% percentile among all USPTO examiners. This examiner has a below-average tendency to allow applications.

Office Action Patterns

On average, applications examined by SUBRAMANIAN, NARAYANSWAMY receive 2.08 office actions before reaching final disposition. This places the examiner in the 55% percentile for office actions issued. This examiner issues a slightly above-average number of office actions.

Prosecution Timeline

The median time to disposition (half-life) for applications examined by SUBRAMANIAN, NARAYANSWAMY is 42 months. This places the examiner in the 19% percentile for prosecution speed. Applications take longer to reach final disposition with this examiner compared to most others.

Interview Effectiveness

Conducting an examiner interview provides a +37.1% benefit to allowance rate for applications examined by SUBRAMANIAN, NARAYANSWAMY. This interview benefit is in the 85% percentile among all examiners. Recommendation: Interviews are highly effective with this examiner and should be strongly considered as a prosecution strategy. Per MPEP § 713.10, interviews are available at any time before the Notice of Allowance is mailed or jurisdiction transfers to the PTAB.

Request for Continued Examination (RCE) Effectiveness

When applicants file an RCE with this examiner, 30.9% of applications are subsequently allowed. This success rate is in the 62% percentile among all examiners. Strategic Insight: RCEs show above-average effectiveness with this examiner. Consider whether your amendments or new arguments are strong enough to warrant an RCE versus filing a continuation.

After-Final Amendment Practice

This examiner enters after-final amendments leading to allowance in 9.5% of cases where such amendments are filed. This entry rate is in the 9% percentile among all examiners. Strategic Recommendation: This examiner rarely enters after-final amendments compared to other examiners. You should generally plan to file an RCE or appeal rather than relying on after-final amendment entry. Per MPEP § 714.12, primary examiners have discretion in entering after-final amendments, and this examiner exercises that discretion conservatively.

Pre-Appeal Conference Effectiveness

When applicants request a pre-appeal conference (PAC) with this examiner, 33.3% result in withdrawal of the rejection or reopening of prosecution. This success rate is in the 34% percentile among all examiners. Note: Pre-appeal conferences show below-average success with this examiner. Consider whether your arguments are strong enough to warrant a PAC request.

Appeal Withdrawal and Reconsideration

This examiner withdraws rejections or reopens prosecution in 50.0% of appeals filed. This is in the 20% percentile among all examiners. Of these withdrawals, 57.1% occur early in the appeal process (after Notice of Appeal but before Appeal Brief). Strategic Insight: This examiner rarely withdraws rejections during the appeal process compared to other examiners. If you file an appeal, be prepared to fully prosecute it to a PTAB decision. Per MPEP § 1207, the examiner will prepare an Examiner's Answer maintaining the rejections.

Petition Practice

When applicants file petitions regarding this examiner's actions, 44.0% are granted (fully or in part). This grant rate is in the 37% percentile among all examiners. Strategic Note: Petitions show below-average success regarding this examiner's actions. Ensure you have a strong procedural basis before filing.

Examiner Cooperation and Flexibility

Examiner's Amendments: This examiner makes examiner's amendments in 7.5% of allowed cases (in the 90% percentile). Per MPEP § 1302.04, examiner's amendments are used to place applications in condition for allowance when only minor changes are needed. This examiner frequently uses this tool compared to other examiners, indicating a cooperative approach to getting applications allowed. Strategic Insight: If you are close to allowance but minor claim amendments are needed, this examiner may be willing to make an examiner's amendment rather than requiring another round of prosecution.

Quayle Actions: This examiner issues Ex Parte Quayle actions in 0.0% of allowed cases (in the 44% percentile). This examiner issues Quayle actions less often than average. Allowances may come directly without a separate action for formal matters.

Prosecution Strategy Recommendations

Based on the statistical analysis of this examiner's prosecution patterns, here are tailored strategic recommendations:

  • Prioritize examiner interviews: Interviews are highly effective with this examiner. Request an interview after the first office action to clarify issues and potentially expedite allowance.
  • Plan for RCE after final rejection: This examiner rarely enters after-final amendments. Budget for an RCE in your prosecution strategy if you receive a final rejection.
  • Plan for extended prosecution: Applications take longer than average with this examiner. Factor this into your continuation strategy and client communications.
  • Examiner cooperation: This examiner frequently makes examiner's amendments to place applications in condition for allowance. If you are close to allowance, the examiner may help finalize the claims.

Relevant MPEP Sections for Prosecution Strategy

  • MPEP § 713.10: Examiner interviews - available before Notice of Allowance or transfer to PTAB
  • MPEP § 714.12: After-final amendments - may be entered "under justifiable circumstances"
  • MPEP § 1002.02(c): Petitionable matters to Technology Center Director
  • MPEP § 1004: Actions requiring primary examiner signature (allowances, final rejections, examiner's answers)
  • MPEP § 1207.01: Appeal conferences - mandatory for all appeals
  • MPEP § 1214.07: Reopening prosecution after appeal

Important Disclaimer

Not Legal Advice: The information provided in this report is for informational purposes only and does not constitute legal advice. You should consult with a qualified patent attorney or agent for advice specific to your situation.

No Guarantees: We do not provide any guarantees as to the accuracy, completeness, or timeliness of the statistics presented above. Patent prosecution statistics are derived from publicly available USPTO data and are subject to data quality limitations, processing errors, and changes in USPTO practices over time.

Limitation of Liability: Under no circumstances will IronCrow AI be liable for any outcome, decision, or action resulting from your reliance on the statistics, analysis, or recommendations presented in this report. Past prosecution patterns do not guarantee future results.

Use at Your Own Risk: While we strive to provide accurate and useful prosecution statistics, you should independently verify any information that is material to your prosecution strategy and use your professional judgment in all patent prosecution matters.